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PennyMac Financial Services, Inc. PFSI Q4 2024 Annual earnings

Reported January 30, 2025 · After market close

Revenue$470.1MMiss by $54.1M Diluted EPS$2.88Miss by $0.21

Revenue estimate$524.2M

EPS estimate$3.09

Next report

Jul 29, 2026 (In 1 week)

Revenue estimate$581.7M

EPS estimate$2.25

Financials

Q4 2024

Income statement

Revenue$470.1M+29.9%

Net income$104.5M—

EPS (diluted)$1.96—

Balance sheet

Cash & equivalents$238.5M-74.6%

Total debt$48.4M-26.7%

Total assets$26.1B+38.4%

Cash flow

Operating cash flow-$2.1B—

CapEx$248.0K-49.9%

Free cash flow-$2.1B—

Valuation & ratios

Valuation

as of 12/31/24

Market cap$5.24B+18.5%

Enterprise value$5.05B+42.3%

P/E16.8×—

P/S3.3×+0.1×

Profitability

Net margin19.5%—

FCF margin-284.6%—

Versus estimates

Revenue

Q1 2026$545.0MMiss by $1.2M Q4 2025$538.0MMiss by $94.6M

Q4 2024$470.1MMiss by $54.1M

Q1 2024$885.4MBeat by $453.0M

Diluted EPS

Q1 2026$2.19Miss by $0.03 Q4 2025$1.97Miss by $1.26

Q4 2024$2.88Miss by $0.21

Q1 2024$2.48Beat by $0.14

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Questions, answered.

When did PennyMac Financial Services, Inc. report Q4 2024 earnings?: PennyMac Financial Services, Inc. (PFSI) reported Q4 2024 earnings on January 30, 2025 after market close.
What were PennyMac Financial Services, Inc.'s Q4 2024 revenue and EPS?: PennyMac Financial Services, Inc. reported revenue of $470.1M and diluted EPS of $2.88 for Q4 2024.
Did PennyMac Financial Services, Inc. beat estimates in Q4 2024?: Revenue missed the consensus estimate of $524.2M by $54.1M. EPS missed the consensus estimate of $3.09 by $0.21.
Where can I find PennyMac Financial Services, Inc.'s Q4 2024 SEC filings?: You can read the 10-K periodic report (0001558370-25-001148) directly on SEC EDGAR. The filing index links above go to sec.gov.