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PennyMac Financial Services, Inc. PFSI Increase Decrease In Servicing Advances

Increase Decrease In Servicing Advances at other companies

PennyMac Mortgage Investment Trust logo
PennyMac Mortgage Investment TrustPMT
-$17.6M+13.0%
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-$853K+29.8%
HCI Group logo
HCI GroupHCI
$28.7M+51.5%
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$28.7M+51.5%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept pfsi:IncreaseDecreaseInServicingAdvances.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemQuarter ended March 31, 2026Quarter ended March 31, 2025
Sale to non-affiliates and principal payment of loans held for sale32,611,31927,587,429
Sale of loans held for sale to PennyMac Mortgage Investment Trust4,380,289654,808
Repurchase of loans subject to representations and warranties(24,922)(19,942)
(Increase) decrease in servicing advances(97,071)25,134
Increase in receivable from PennyMac Mortgage Investment Trust(4,096)(229)
Sale of real estate acquired in settlement of loans25,69519,992
Increase in other assets(15,605)(9,458)
(Decrease) increase in accounts payable and accrued expenses(182,123)14,769

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s increase decrease in servicing advances?
PennyMac Financial Services, Inc. (PFSI) reported increase decrease in servicing advances of $97.07M in Q1 2026.
How has PennyMac Financial Services, Inc.'s increase decrease in servicing advances changed year-over-year?
PennyMac Financial Services, Inc.'s increase decrease in servicing advances increased by 486.2% year-over-year, from -$25.13M to $97.07M.
What is the long-term trend for PennyMac Financial Services, Inc.'s increase decrease in servicing advances?
Over 4 years (2021 to 2025), PennyMac Financial Services, Inc.'s increase decrease in servicing advances has grown at a 2.0% compound annual growth rate (CAGR), from $232.57M to $252.08M.
What does increase decrease in servicing advances mean?
This metric tracks the net change in cash advanced by the company to cover principal, interest, taxes, or insurance payments on behalf of delinquent borrowers. It reflects the liquidity burden associated with the mortgage servicing portfolio during periods of borrower stress. An increase in these advances represents a temporary use of cash that must be recovered through the servicing process.

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