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PennyMac Financial Services, Inc. PFSI Payments To Acquire Software

Payments To Acquire Software at other companies

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$3.9M-48.7%

Segments

By segment

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Mortgage Banking Lending Sector$6.74M+24.6%
Mortgage Banking Servicing Sector$284K-83.6%

Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireSoftware.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemQuarter ended March 31, 2026Quarter ended March 31, 2025
Net settlement of derivative financial instruments used for hedging of mortgage servicing rights(171,613)74,572
Adjustment to sales of mortgage servicing rights to non-affiliates(6,429)
Sale of mortgage servicing rights to PennyMac Mortgage Investment Trust3,922
Acquisition of capitalized software(15,925)(7,137)
Purchase of furniture, fixtures, equipment and leasehold improvements(2,250)(371)
Increase in margin deposits13,884(51,578)
Net cash (used in) provided by investing activities(144,525)30,384
Cash flow from financing activities

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s payments to acquire software?
PennyMac Financial Services, Inc. (PFSI) reported payments to acquire software of $15.93M in Q1 2026.
How has PennyMac Financial Services, Inc.'s payments to acquire software changed year-over-year?
PennyMac Financial Services, Inc.'s payments to acquire software increased by 123.1% year-over-year, from $7.14M to $15.93M.

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