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PennyMac Financial Services, Inc. PFSI Mortgage Banking Servicing Sector — Other Expenses

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Mortgage Banking Lending Sector
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Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:OtherExpenses.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemProductionServicingReportable segment totalCorporate and otherConsolidated total
Marketing and advertising11,95151412,4658,62921,094
Professional services5,6492,0807,7296,67014,399
Occupancy and equipment5,3322,5027,8342,1579,991
Other (2)4,3995,4529,8514,50414,355
Total expenses273,345112,435385,78054,513440,293
Income (loss) before provision for income taxes$133,575$12,651$146,226$(41,535)$104,691
Segment assets at end of quarter$10,435,743$21,416,481$31,852,224$91,774$31,943,998
Acquisition of:

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s mortgage banking servicing sector — other expenses?
PennyMac Financial Services, Inc. (PFSI) reported mortgage banking servicing sector — other expenses of $5.45M in Q1 2026.
How has PennyMac Financial Services, Inc.'s mortgage banking servicing sector — other expenses changed year-over-year?
PennyMac Financial Services, Inc.'s mortgage banking servicing sector — other expenses increased by 19.3% year-over-year, from $4.57M to $5.45M.
What is the long-term trend for PennyMac Financial Services, Inc.'s mortgage banking servicing sector — other expenses?
Over 3 years (2022 to 2025), PennyMac Financial Services, Inc.'s mortgage banking servicing sector — other expenses has grown at a 2.7% compound annual growth rate (CAGR), from $19.82M to $21.47M.
What does mortgage banking servicing sector — other expenses mean?
Captures miscellaneous operating costs within the mortgage servicing segment that do not fall into primary expense categories like labor or technology. Tracking this helps identify hidden operational overhead and potential areas for cost optimization.

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