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Other financials

Income statement

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Revenue$545.0M+26.5%
Net income$82.3M+7.9%
EPS (diluted)$1.53+7.7%

Balance sheet

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Cash & equivalents$219.5M+4.0%
Total debt$72.4M+63.3%
Total assets$31.9B+33.8%

Cash flow

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Operating cash flow-$1.3B-226%
CapEx$2.3M+506%
Free cash flow-$1.3B-226%

Valuation

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Market cap$4B-21.7%
Enterprise value$3.85B-22.7%
P/E7.9×-5.3×
P/S1.9×-1.1×

Profitability

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Net margin23.5%+3.2pp
FCF margin-149.5%

Returns & leverage

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Return on equity8.3%
Debt / equity1.4×

Where this comes from

Reported directly by PennyMac Financial Services, Inc. in its filing.

Tagged under the XBRL concept us-gaap:ShareBasedCompensation.

The source filing: PennyMac Financial Services, Inc.’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 4:42 PM EDT
Fiscal quarter
Q4 FY2026
Calendar quarter
Q4 2026
Accession
0001104659-26-055690
Line itemQuarter ended March 31, 2026Quarter ended March 31, 2025
Amortization of debt issuance costs8,6507,072
Results of real estate acquired in settlement in loans2,316225
Change in fair value of investment in common shares of PennyMac Mortgage Investment Trust66(155)
Stock-based compensation expense2,44711,084
Provision for servicing advance losses19,9624,184
Depreciation and amortization13,51013,896
Impairment of capitalized software317
Amortization of operating lease right-of-use assets4,2273,405

Item 1. Financial Statements (Unaudited):

FAQ

What is PennyMac Financial Services, Inc.'s stock-based comp?
PennyMac Financial Services, Inc. (PFSI) reported stock-based comp of $2.45M in Q1 2026.
How has PennyMac Financial Services, Inc.'s stock-based comp changed year-over-year?
PennyMac Financial Services, Inc.'s stock-based comp decreased by 77.9% year-over-year, from $11.08M to $2.45M.
What is the long-term trend for PennyMac Financial Services, Inc.'s stock-based comp?
Over 3 years (2021 to 2025), PennyMac Financial Services, Inc.'s stock-based comp has grown at a -1.4% compound annual growth rate (CAGR), from $37.79M to $36.23M.
What does stock-based comp mean?
Total non-cash stock-based compensation expense for equity awards (RSUs, options, ESPP), added back to net income in cash flow reconciliation.

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