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Plumas Bancorp

PLBC

Plumas Bancorp is a bank holding company that operates primarily through its wholly-owned subsidiary, Plumas Bank.

Market cap
$427.73M+54.1%
Net income$32.0M+10.8%
Free cash flow$22.2M-21.2%
Trailing twelve months · change vs. prior year

Earnings

Next report

Oct 21, 2026 (in 3 months)
Revenue estimate$29.0M
EPS estimate$1.46

Financials

Q1 2026

Income statement

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Net income$9.8M+31.9%

Balance sheet

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Cash & equivalents$62.9M-28.0%
Total debt$28.7M+17.1%
Total equity$265.4M+41.5%
Total assets$2.2B+34.7%

Cash flow

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Operating cash flow$9.4M+25.4%
CapEx$137.0K-20.8%
Free cash flow$9.3M+26.5%

Valuation & ratios

Valuation

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Market cap$427.73M+54.1%
Enterprise value$393.56M+75.9%
P/E13.4×+3.8×

Returns & leverage

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Return on equity14.1%-2.4pp
Debt / equity0.1×0.0×

Segments

By product

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Service$785.0K+11.3%

Competitors

Profile

Plumas Bancorp is a bank holding company that operates primarily through its wholly-owned subsidiary, Plumas Bank. The company provides community-oriented financial services, focusing on personal and business banking needs within Northeastern California and Northwestern Nevada. Its core value proposition centers on a "high tech and high touch" strategy, combining personalized local service with digital banking capabilities.

Competitive position

Plumas Bancorp is the largest bank headquartered in Plumas County, California, leveraging a dominant market share in several rural communities while expanding into larger markets like Reno and Redding.

GeographiesCalifornia, Nevada, Oregon, Arizona
Customer segmentsSmall and Medium Enterprises, Agricultural Producers, Retail Consumers, Local Government
Business modelInterest Spread, Fee-based Services
SuppliersFederal Reserve System, FDIC Insurance, Core Banking Software Providers, Secondary Loan Markets
CustomersSmall Business Owners, Agricultural Operators, Residential Homeowners, Local Municipalities
Listed1995
Employees189.0
CEOAndrew J. Ryback
FilingsSEC EDGAR

FAQ

What is Plumas Bancorp's market cap?
Plumas Bancorp (PLBC) has a market capitalization of $427.7M and trades on NASDAQ.
Who are Plumas Bancorp's competitors?
Plumas Bancorp's key competitors include JPMorgan Chase & Co., Wells Fargo & Company, Bank of America Corporation, and others. These companies compete in similar markets and product categories.
Who does Plumas Bancorp partner with?
Plumas Bancorp's notable partners include U.S. Small Business Administration, Federal Reserve Bank of San Francisco.
What subsidiaries does Plumas Bancorp have?
Plumas Bancorp's subsidiaries include Plumas Bank, Cornerstone Community Bank.
Where is Plumas Bancorp headquartered?
Plumas Bancorp is headquartered in United States of America and employs approximately 189 people. It has been publicly traded since 1995.