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Plumas Bancorp PLBC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
BSR
Sierra BancorpBSRR
$324K+459%
PCB Bancorp logo
PCB BancorpPCB
$517K-40.7%
Equity Bancshares logo
Equity BancsharesEQBK
$3.35M+481%
Five Star Bancorp logo
Five Star BancorpFSBC
-$185K+16.3%
First Bancorp logo
First BancorpFBNC
-$587K+59.0%

Other financials

Income statement

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Revenue$96.0M+19.6%
Net income$9.8M+31.9%
EPS (diluted)$1.14-5.4%

Balance sheet

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Cash & equivalents$62.9M-28.0%
Total debt$28.7M+17.1%
Total equity$265.4M+41.5%
Total assets$2.2B+34.7%

Cash flow

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Operating cash flow$9.4M+25.4%
CapEx$137.0K-20.8%
Free cash flow$9.3M+26.5%

Valuation

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Market cap$398.65M+60.2%
Enterprise value$364.48M+95.9%
P/E12.5×+3.8×
P/S4.1×-0.3×

Profitability

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Net margin30.1%-4.6pp
FCF margin20.6%-15.5pp

Returns & leverage

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Return on equity14.1%-2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Plumas Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Plumas Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Plumas Bancorp's accretion (amortization) of discounts and premiums, investments?
Plumas Bancorp (PLBC) reported accretion (amortization) of discounts and premiums, investments of $316K in Q1 2026.
How has Plumas Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Plumas Bancorp's accretion (amortization) of discounts and premiums, investments increased by 7.5% year-over-year, from $294K to $316K.
What is the long-term trend for Plumas Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Plumas Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a 128.3% compound annual growth rate (CAGR), from $71K to $1.93M.
What does accretion (amortization) of discounts and premiums, investments mean?
This captures the non-cash adjustments to interest income arising from the accretion of discounts or amortization of premiums on investment securities. It ensures that the carrying value of securities is systematically adjusted toward par value over their remaining term. This metric is essential for reconciling reported interest income with the actual cash yields of the investment portfolio.