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PCB Bancorp PCB Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

BSR
Sierra BancorpBSRR
$324K+459%
Equity Bancshares logo
Equity BancsharesEQBK
$3.35M+481%
Five Star Bancorp logo
Five Star BancorpFSBC
-$185K+16.3%
Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$887K-3.1%
Kearny Financial logo
Kearny FinancialKRNY
$129K-43.7%
NB Bancorp, Inc. logo
NB Bancorp, Inc.NBBK
$55K+234%

Other financials

Income statement

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Revenue$30.2M+12.4%
Net income$10.7M+37.7%
EPS (diluted)$0.74+39.6%

Balance sheet

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Cash & equivalents$267.4M+24.8%
Total debt$18.3M-6.0%
Total equity$396.7M+7.0%
Total assets$3.4B+5.5%

Cash flow

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Operating cash flow$20.7M+781%
CapEx$28.0K-96.3%
Free cash flow$20.6M+1,191%

Valuation

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Market cap$397.86M+40.7%
Enterprise value$148.76M+69.3%
P/E9.9×+0.1×
P/S3.3×+0.6×

Profitability

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Net margin33.9%+5.8pp
FCF margin36.5%+6.8pp

Returns & leverage

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Return on equity10.5%+2.5pp
Debt / equity0.0×

Where this comes from

Reported directly by PCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: PCB Bancorp’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PCB Bancorp's accretion (amortization) of discounts and premiums, investments?
PCB Bancorp (PCB) reported accretion (amortization) of discounts and premiums, investments of $517K in Q1 2026.
How has PCB Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
PCB Bancorp's accretion (amortization) of discounts and premiums, investments decreased by 40.7% year-over-year, from $872K to $517K.
What is the long-term trend for PCB Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), PCB Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -5.5% compound annual growth rate (CAGR), from $3.5M to $2.79M.
What does accretion (amortization) of discounts and premiums, investments mean?
This reflects the periodic adjustment to the carrying value of investment securities due to the amortization of premiums or accretion of discounts. It bridges the gap between the coupon interest received and the effective interest income recognized in the financial statements. Investors use this to assess the quality and yield characteristics of the bank's fixed-income holdings.