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ECB Bancorp, Inc. ECBK Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
Magyar Bancorp logo
Magyar BancorpMGYR
$17K+325%
Kearny Financial logo
Kearny FinancialKRNY
$129K-43.7%
PCB Bancorp logo
PCB BancorpPCB
$517K-40.7%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
-$38K-353%
Equity Bancshares logo
Equity BancsharesEQBK
$3.35M+481%

Other financials

Income statement

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Revenue$155.0K-97.8%
Net income$3.1M+141%
EPS (diluted)$0.16+129%

Balance sheet

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Cash & equivalents$3.0M-97.9%
Total debt$1.7M+41.1%
Total equity$175.9M+4.4%
Total assets$1.7B+13.6%

Cash flow

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Operating cash flow$2.8M+545%
CapEx$4.0K-77.8%
Free cash flow$2.8M+532%

Valuation

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Market cap$175.78M+29.1%
P/E18.3×-7.3×
P/S8.5×+1.4×

Profitability

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Net margin17.3%+0.9pp
FCF margin22.2%+5.5pp

Returns & leverage

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Return on equity5.6%+2.8pp
Debt / equity0.0×

Where this comes from

Reported directly by ECB Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: ECB Bancorp, Inc.’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is ECB Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments?
ECB Bancorp, Inc. (ECBK) reported accretion (amortization) of discounts and premiums, investments of $43K in Q1 2026.
How has ECB Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
ECB Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments decreased by 41.1% year-over-year, from $73K to $43K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This adjustment is essential for aligning the effective yield of the investment portfolio with the bank's reported interest income.