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Magyar Bancorp MGYR Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Columbia Financial, Inc. logo
Columbia Financial, Inc.CLBK
$887K-3.1%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$43K-41.1%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
-$22K0.0%
SR Bancorp, Inc. logo
SR Bancorp, Inc.SRBK
-$42K+93.7%
PCB Bancorp logo
PCB BancorpPCB
$517K-40.7%
Home Federal Bancorp logo
Home Federal BancorpHFBL
$95K+86.3%

Other financials

Income statement

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Revenue$7.2M-4.2%
Net income$3.0M+13.0%
EPS (diluted)$0.48+11.6%

Balance sheet

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Cash & equivalents$47.6M-34.7%
Total debt$50.9M+50.1%
Total equity$124.2M+8.6%
Total assets$1.1B+4.6%

Cash flow

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Operating cash flow$3.2M+35.8%
CapEx$329.0K+223%
Free cash flow$2.9M+27.4%

Valuation

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Market cap$112.77M+5.2%
Enterprise value$116.04M-14.8%
P/E10.1×-0.9×
P/S3.7×+0.1×

Profitability

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Net margin24.4%-1.6pp
FCF margin27.6%-2.9pp

Returns & leverage

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Return on equity9.4%+1.3pp
Debt / equity0.4×+0.1×

Where this comes from

Reported directly by Magyar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Magyar Bancorp’s 10-Q, filed May 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Magyar Bancorp's accretion (amortization) of discounts and premiums, investments?
Magyar Bancorp (MGYR) reported accretion (amortization) of discounts and premiums, investments of $17K in Q1 2026.
How has Magyar Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Magyar Bancorp's accretion (amortization) of discounts and premiums, investments increased by 325.0% year-over-year, from $4K to $17K.
What is the long-term trend for Magyar Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Magyar Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -42.7% compound annual growth rate (CAGR), from -$167K to $18K.
What does accretion (amortization) of discounts and premiums, investments mean?
The periodic adjustment to the carrying value of investment securities to account for the difference between the purchase price and the face value. This process aligns the effective yield of the investment with the interest income recognized over the life of the security.