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Sound Financial Bancorp SFBC Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

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$17K+325%
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-$42K+93.7%
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$43K-41.1%
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$3.35M+481%
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$95K+86.3%

Other financials

Income statement

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Revenue$10.0M+8.6%
Net income$1.6M+35.0%
EPS (diluted)$0.61+35.6%

Balance sheet

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Cash & equivalents$138.0M+4.9%
Total debt$3.4M-82.1%
Total equity$110.4M+5.7%
Total assets$1.1B+4.0%

Cash flow

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Operating cash flow$1.5M-18.7%
CapEx$32.0K-15.8%
Free cash flow$1.5M-18.8%

Valuation

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Market cap$102.55M-8.3%
Enterprise value-$32.07M-213%
P/E13.6×-4.2×
P/S2.6×-0.4×

Profitability

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Net margin19.1%+5.2pp
FCF margin18.1%+10.4pp

Returns & leverage

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Return on equity7%+2.1pp
Debt / equity-0.1×

Where this comes from

Reported directly by Sound Financial Bancorp in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: Sound Financial Bancorp’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Sound Financial Bancorp's accretion (amortization) of discounts and premiums, investments?
Sound Financial Bancorp (SFBC) reported accretion (amortization) of discounts and premiums, investments of -$22K in Q1 2026.
How has Sound Financial Bancorp's accretion (amortization) of discounts and premiums, investments changed year-over-year?
Sound Financial Bancorp's accretion (amortization) of discounts and premiums, investments decreased by 0.0% year-over-year, from -$22K to -$22K.
What is the long-term trend for Sound Financial Bancorp's accretion (amortization) of discounts and premiums, investments?
Over 4 years (2021 to 2025), Sound Financial Bancorp's accretion (amortization) of discounts and premiums, investments has grown at a -11.0% compound annual growth rate (CAGR), from -$134K to -$84K.
What does accretion (amortization) of discounts and premiums, investments mean?
This represents the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities. It reflects the systematic allocation of the difference between the purchase price and the par value of debt securities over their remaining life. This metric is essential for understanding the true yield of the investment portfolio beyond the stated coupon rate.