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SR Bancorp, Inc. SRBK Accretion (Amortization) of Discounts and Premiums, Investments

Accretion (Amortization) of Discounts and Premiums, Investments at other companies

Bank of America logo
Bank of AmericaBAC
$200M+135%
Magyar Bancorp logo
Magyar BancorpMGYR
$17K+325%
ECB Bancorp, Inc. logo
ECB Bancorp, Inc.ECBK
$43K-41.1%
Sound Financial Bancorp logo
Sound Financial BancorpSFBC
-$22K0.0%
Texas Community Bancshares, Inc. logo
Texas Community Bancshares, Inc.TCBS
-$38K-353%
BSR
Sierra BancorpBSRR
$324K+459%

Other financials

Income statement

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Revenue$8.4M+6.4%
Net income$886.0K+65.0%
EPS (diluted)$0.11-8.3%

Balance sheet

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Cash & equivalents$63.7M+2.3%
Total debt$53.0M+65.6%
Total equity$184.5M-5.4%
Total assets$1.1B+6.5%

Cash flow

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Operating cash flow$2.0M-21.9%
CapEx$133.0K+79.7%
Free cash flow$1.9M-24.9%

Valuation

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Market cap$146.31M+22.0%
Enterprise value$135.63M+8.2%
P/E31.6×+8.3×
P/S4.6×

Profitability

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Net margin-27.5%-37.6pp
FCF margin-22.7%

Returns & leverage

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Return on equity2.4%+2.4pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by SR Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments.

The official record: SR Bancorp, Inc.’s 10-Q, filed May 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SR Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments?
SR Bancorp, Inc. (SRBK) reported accretion (amortization) of discounts and premiums, investments of -$42K in Q1 2026.
How has SR Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments changed year-over-year?
SR Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments increased by 93.7% year-over-year, from -$670K to -$42K.
What is the long-term trend for SR Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments?
Over 3 years (2022 to 2025), SR Bancorp, Inc.'s accretion (amortization) of discounts and premiums, investments has grown at a 4.1% compound annual growth rate (CAGR), from -$687K to -$776K.
What does accretion (amortization) of discounts and premiums, investments mean?
Reflects the non-cash adjustment to interest income resulting from the amortization of premiums or accretion of discounts on investment securities held by the bank. This process aligns the effective yield of the security with its purchase price over the remaining life of the instrument. It is essential for understanding the true economic yield generated by the investment portfolio.