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CPI Card Group

PMTS

CPI Card Group Inc. is a leading payments technology company providing a comprehensive range of physical and digital payment solutions in the United States.

Market cap
$234.79M+0.9%
Revenue$567.9M+15.6%
Net income$12.2M-35.1%
Free cash flow$51.2M+26.8%
EPS (diluted)$1.01-36.1%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$143.9M
EPS estimate$0.45

Financials

Q1 2026

Income statement

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Revenue$147.1M+19.8%
Gross profit$44.1M+8.4%
Operating income$11.0M-22.1%
Net income$2.1M-56.9%
EPS (diluted)$0.17-57.5%

Balance sheet

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Cash & equivalents$19.3M-38.8%
Total debt$276.9M-1.3%
Total equity-$14.0M+52.9%
Total assets$386.5M+9.8%

Cash flow

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Operating cash flow$13.6M+144%
CapEx$3.5M-33.7%
Free cash flow$10.1M+3,371%

Valuation & ratios

Valuation

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Market cap$234.79M+0.9%
Enterprise value$492.4M-7.2%
P/E19.2×+1.5×
P/S0.4×-0.1×

Profitability

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Gross margin30.6%-4.1pp
Operating margin9.1%-3.7pp
Net margin2.2%-1.7pp
FCF margin9%

Returns & leverage

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Current ratio2.5×-0.4×

Segments

By segment

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Secure Card Solutions$109.9M
Prepaid Solutions$22.0M
Integrated Paytech$19.4M

Competitors

Profile

CPI Card Group Inc. is a leading payments technology company providing a comprehensive range of physical and digital payment solutions in the United States. The company specializes in the production, personalization, and fulfillment of credit, debit, and prepaid cards, as well as SaaS-based instant issuance and digital push provisioning services. Its core value proposition centers on high-quality, secure payment card solutions integrated with customer operations to enhance branding and consumer experience.

Competitive position

CPI is a market leader in the U.S. payment card solutions market, particularly in debit and credit card production and SaaS-based instant issuance.

GeographiesUnited States
Customer segmentsFinancial Institutions, Fintechs, Prepaid Program Managers, Retailers
Business modelManufacturing, SaaS, Service Provider
SuppliersMicrochip producers, Antenna and RFID manufacturers, Substrate and PVC suppliers, Secure freight and armored vehicle services
CustomersU.S. Financial Institutions, Fintech companies, Prepaid program managers, Card processors, Retail consumers
Listed2015
Employees1.4K
CEOJohn D. Lowe
FilingsSEC EDGAR

Questions, answered.

What is CPI Card Group's market cap?
CPI Card Group (PMTS) has a market capitalization of $234.8M and trades on NASDAQ.
What is CPI Card Group's revenue and profitability?
CPI Card Group generated $567.9M in trailing twelve-month revenue with net income of $12.2M, representing a net margin of 2.2%. Gross margin stands at 30.6%, with free cash flow of $51.2M. These figures are based on the Q1 2026 filing.
Who are CPI Card Group's competitors?
CPI Card Group's key competitors include FIS, Mastercard Incorporated, Pathward Financial, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does CPI Card Group partner with?
CPI Card Group's notable partners include Visa, Mastercard, American Express, and others.
What subsidiaries does CPI Card Group have?
CPI Card Group's subsidiaries include Arroweye, CPI CG Inc..
Where is CPI Card Group headquartered?
CPI Card Group is headquartered in United States of America and employs approximately 1,448 people. It has been publicly traded since 2015.