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CPI Card Group PMTS Q2 2026 earnings

Reported August 6, 2026 · Before market open

Revenue$149.2MBeat by $5.3M
EPS$0.43Miss by $0.03
Revenue estimate$143.9M
EPS estimate$0.46
Through the first six months of the year CPI generated double-digit revenue growth, strong Adjusted EBITDA growth and record Free Cash Flow, while continuing to gain share by investing in our long-term strategy of growth and diversification to help our customers win. The acquisition of TRISM is an excellent example of how we continue to execute on our strategy and grow our addressable market and solutions with strong profitability and growth potential. With the TRISM acquisition, we believe we have doubled our addressable market in U.S. instant issuance and are now the clear leader.
John Lowe

Next report

Nov 3, 2026 (in 2 months)
Revenue estimate$149.7M
EPS estimate$0.84

Financials

Q2 2026

Income statement

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Revenue$149.2M+15.0%
Gross profit$48.5M+20.9%
Operating income$11.9M+25.9%
Net income$2.0M+294%
EPS (diluted)$0.17+325%

Balance sheet

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Cash & equivalents$21.4M+24.8%
Total debt$262.1M-15.7%
Total equity-$11.5M+60.5%
Total assets$390.4M-2.3%

Cash flow

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Operating cash flow$28.5M+556%
CapEx$2.6M-32.2%
Free cash flow$25.9M+4,762%

Valuation & ratios

Valuation

as of 09/16/26
See full
Market cap$281.57M+68.3%
Enterprise value$522.34M+13.3%
P/E20.5×+7.9×
P/S0.5×+0.1×

Profitability

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Gross margin31%-2.5pp
Operating margin9.2%-2.2pp
Net margin2.3%-0.3pp
FCF margin13%+6.4pp

Returns & leverage

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Current ratio2.1×-0.5×

Segments

By segment

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Secure Card Solutions$110.9M
Prepaid Solutions$22.6M
Integrated Paytech$20.1M

FAQ

When did CPI Card Group report Q2 2026 earnings?
CPI Card Group (PMTS) reported Q2 2026 earnings on August 6, 2026 before market open.
What were CPI Card Group's Q2 2026 revenue and EPS?
CPI Card Group reported revenue of $149.2M and eps of $0.43 for Q2 2026.
Did CPI Card Group beat estimates in Q2 2026?
Revenue beat the consensus estimate of $143.9M by $5.3M. EPS missed the consensus estimate of $0.46 by $0.03.
How did CPI Card Group's Q2 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 15.0% from $129.8M a year earlier and eps grew 972.7% from $0.04.
Where can I find CPI Card Group's Q2 2026 SEC filings?
You can read the 8-K earnings release (0001641614-26-000119) and the 10-Q periodic report (0001641614-26-000120) directly on SEC EDGAR. The filing index links above go to sec.gov.