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CPI Card Group PMTS Q4 2025 Annual earnings

Reported March 5, 2026 · Before market open

Revenue$153.1MBeat by $7.8M
EPS$0.77Beat by $0.27
Revenue estimate$145.2M
EPS estimate$0.50

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$143.9M
EPS estimate$0.45

Financials

Q4 2025

Income statement

See full
Revenue$153.1M+22.3%
Gross profit$48.3M+13.3%
Operating income$18.3M+14.8%
Net income$7.4M+8.5%
EPS (diluted)$0.61+8.9%

Balance sheet

See full
Cash & equivalents$21.7M-35.3%
Total debt$337.5M+7.5%
Total equity-$17.3M+51.3%
Total assets$403.2M+15.3%

Cash flow

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Operating cash flow$39.6M+48.5%
CapEx$4.4M-13.0%
Free cash flow$35.2M+62.9%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$167.17M-49.9%
Enterprise value$482.94M-21.3%
P/E11.2×-5.9×
P/S0.3×-0.4×

Profitability

See full
Gross margin31.3%-4.3pp
Operating margin10.1%-3.0pp
Net margin2.8%-1.3pp
FCF margin7.6%—

Returns & leverage

See full
Current ratio2.4×-0.2×

Versus estimates

Revenue

Q1 2026$147.1MBeat by $12.4M
Q4 2025$153.1MBeat by $7.8M
Q3 2025$138.0MMiss by $7.3MQ2 2025$129.8MMiss by $12.1MQ1 2025$122.8MMiss by $7.5MQ4 2024$125.1MBeat by $3.3M

Diluted EPS

Q1 2026$0.38Beat by $0.14
Q4 2025$0.77Beat by $0.27
Q3 2025$0.47Miss by $0.16Q2 2025$0.04Miss by $0.52Q1 2025$0.40Miss by $0.16Q4 2024$0.57Beat by $0.05

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Questions, answered.

When did CPI Card Group report Q4 2025 earnings?
CPI Card Group (PMTS) reported Q4 2025 earnings on March 5, 2026 before market open.
What were CPI Card Group's Q4 2025 revenue and EPS?
CPI Card Group reported revenue of $153.1M and eps of $0.77 for Q4 2025.
Did CPI Card Group beat estimates in Q4 2025?
Revenue beat the consensus estimate of $145.2M by $7.8M. EPS beat the consensus estimate of $0.50 by $0.27.
How did CPI Card Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 22.3% from $125.1M a year earlier and eps grew 35.1% from $0.57.
Where can I find CPI Card Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001104659-26-023809) and the 10-K periodic report (0001104659-26-023812) directly on SEC EDGAR. The filing index links above go to sec.gov.