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PRA Group PRAA Q4 2025 Annual earnings

Reported February 26, 2026 · After market close

Revenue$333.4MBeat by $44.5M
EPS$1.46Beat by $0.96
Revenue estimate$288.9M
EPS estimate$0.50

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$300.0M
EPS estimate$0.52

Financials

Q4 2025

Income statement

See full
Revenue$333.4M+13.7%

Balance sheet

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Cash & equivalents$104.4M-1.4%
Total debt$3.7B+10.9%
Total equity$979.9M-13.7%
Total assets$5.1B+3.5%

Cash flow

See full
Operating cash flow-$9.9M—
CapEx$1.4M+22.8%
Free cash flow-$11.3M—

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$690.18M-16.2%
Enterprise value$4.32B+5.7%
P/S0.6×-0.2×

Profitability

See full
FCF margin-7.5%—

Returns & leverage

See full
Debt / equity3.8×+0.8×

Versus estimates

Revenue

Q1 2026$314.5MBeat by $18.6M
Q4 2025$333.4MBeat by $44.5M
Q3 2025$314.1MBeat by $25.3MQ2 2025$287.7MMiss by $10.0MQ1 2025$272.0MMiss by $20.0MQ4 2024$295.9MBeat by $20.1M

Diluted EPS

Q1 2026$0.73Beat by $0.22
Q4 2025$1.46Beat by $0.96
Q3 2025$0.53Beat by $0.03Q2 2025$1.08Beat by $0.46Q1 2025$0.09Miss by $0.32Q4 2024$0.47Beat by $0.02

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Questions, answered.

When did PRA Group report Q4 2025 earnings?
PRA Group (PRAA) reported Q4 2025 earnings on February 26, 2026 after market close.
What were PRA Group's Q4 2025 revenue and EPS?
PRA Group reported revenue of $333.4M and eps of $1.46 for Q4 2025.
Did PRA Group beat estimates in Q4 2025?
Revenue beat the consensus estimate of $288.9M by $44.5M. EPS beat the consensus estimate of $0.50 by $0.96.
How did PRA Group's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 12.7% from $295.9M a year earlier and eps grew 210.6% from $0.47.
Where can I find PRA Group's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001185348-26-000003) and the 10-K periodic report (0001185348-26-000006) directly on SEC EDGAR. The filing index links above go to sec.gov.