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PROG Holdings PRG Four — Investment Income, Interest

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Other financials

Income statement

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Revenue$742.7M+11.1%
Gross profit$680.2M+1.8%
Operating income$65.3M+15.9%
Net income$36.1M+3.8%
EPS (diluted)$0.89+7.2%

Balance sheet

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Cash & equivalents$79.5M-62.7%
Total debt$936.1M+55.0%
Total equity$774.4M+18.3%
Total assets$2.0B+39.0%

Cash flow

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Operating cash flow$171.7M-18.2%
CapEx$3.1M+60.5%
Free cash flow$168.6M-19.0%

Valuation

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Market cap$1.73B+39.4%
Enterprise value$2.59B+59.4%
P/E11.7×+5.9×
P/S0.7×+0.2×

Profitability

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Operating margin8.7%0.0pp
Net margin6%-2.7pp
FCF margin22.8%

Returns & leverage

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Return on equity20.7%-13.1pp
Debt / equity1.2×+0.3×

Where this comes from

Reported directly by PROG Holdings in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The source filing: PROG Holdings’s 10-K, filed February 18, 2026.

Filed
Feb 18, 2026, 9:28 AM EST
Fiscal year
FY2025
Accession
0001808834-26-000012
(In Thousands)Progressive LeasingFourOtherTotal
Restructuring Expenses5892,2092,798
Gain on Sale of Receivables(6,652)(6,652)
Interest Expense540,2695,2723,72649,267
Interest Income5(16,064)(330)(619)(17,013)
Total38,7426,0797,61152,432
Earnings (Loss) From Continuing Operations Before Income Tax Expense$188,874$2,835$(17,190)$174,519
1 Revenue within the scope of ASC 842, "Leases."
2 Revenue within the scope of ASC 310, "Receivables." Also included within Other Revenues in the Four category is $21.5 million of subscription fee revenue within the scope of ASC 606, "Revenue from Contracts with Customers."

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is PROG Holdings's four — investment income, interest?
PROG Holdings (PRG) reported four — investment income, interest of $82.5K in Q4 2025.
What does four — investment income, interest mean?
This metric represents the interest income generated by the Four segment from its cash balances, short-term investments, or other interest-bearing assets. It reflects the segment's ability to earn a return on its idle capital or liquid assets. While typically a secondary revenue stream, it provides insight into the segment's treasury management and overall liquidity position.

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