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Ezcorp EZPW SMG — Investment Income, Interest

Other segment segments

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Latin American Pawn Segment
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U.S. Pawn
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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands)U.S. PawnLatin America PawnSMGTotal SegmentsCorporate ItemsConsolidated
Depreciation and amortization2,8372,8916356,3633,2879,650
Loss on sale or disposal of assets and other4212525
Interest expense8,3538,353
Interest income(2,786)(2,786)
Equity in net income of unconsolidated affiliates(1,895)(1,895)
Other (income) expense(123)(157)(280)(581)(861)
Segment contribution$61,643$24,809$5,934$92,386
Income (loss) before income taxes$92,386$(40,377)$52,009

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's SMG — investment income, interest?
Ezcorp (EZPW) reported SMG — investment income, interest of $0 in Q2 2026.
What does SMG — investment income, interest mean?
Income earned by the Simple Management Group segment from cash balances, short-term investments, or interest-bearing assets. This represents non-core revenue generated from the segment's liquidity management activities. It provides insight into the segment's ability to generate returns on idle capital.

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