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Ezcorp EZPW Operating Income

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:OperatingIncomeLoss.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands, except per share amount)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Loss on sale or disposal of assets and other2511225
Other operating income(1,262)(1,262)
Total operating expenses191,367147,644545,920435,311
Operating income54,82035,995183,271112,184
Interest expense8,3538,45824,87314,886
Interest income(2,786)(5,440)(10,187)(9,408)
Equity in net income of unconsolidated affiliates(1,895)(1,200)(4,884)(4,180)
Other (income) expense(861)(536)(3,197)377

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's operating income?
Ezcorp (EZPW) reported operating income of $54.82M in Q2 2026.
How has Ezcorp's operating income changed year-over-year?
Ezcorp's operating income increased by 52.3% year-over-year, from $36M to $54.82M.
What is the long-term trend for Ezcorp's operating income?
Over 4 years (2021 to 2025), Ezcorp's operating income has grown at a 47.9% compound annual growth rate (CAGR), from $31.17M to $149.17M.
What does operating income mean?
Gross profit minus all operating expenses (SG&A, R&D, D&A). Measures the profit from core business operations before interest, taxes, and non-operating items.

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