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Ezcorp

EZPW

EZCORP, Inc. is a leading provider of pawn services and pre-owned retail merchandise in the United States and Latin America.

Market cap
$1.87B+130%
Revenue$1.5B+22.8%
Net income$146.6M+63.7%
Free cash flow$131.2M+26.2%
EPS (diluted)$1.84+54.6%
Trailing twelve months · change vs. prior year

Earnings

Next report

Aug 5, 2026 (In 1 week)
Revenue estimate$425.8M
EPS estimate$0.39

Financials

Q2 2026

Income statement

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Revenue$446.9M+45.9%
Gross profit$260.0M+45.7%
Operating income$67.8M+98.1%
Net income$49.1M+93.4%
EPS (diluted)$0.61+84.8%

Balance sheet

See full
Cash & equivalents$370.1M-28.1%
Total debt$800.2M-7.3%
Total equity$1.1B+31.5%
Total assets$2.1B+16.2%

Cash flow

See full
Operating cash flow$48.5M+31.2%
CapEx$10.5M+25.1%
Free cash flow$38.0M+33.0%

Valuation & ratios

Valuation

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Market cap$1.87B+130%
Enterprise value$2.3B+111%
P/E12.8×+4.5×
P/S1.3×+0.6×

Profitability

See full
Gross margin58.6%-0.1pp
Operating margin13.6%+3.3pp
Net margin9.9%+2.5pp
FCF margin8.9%+0.2pp

Returns & leverage

See full
Return on equity14.9%+4.0pp
Debt / equity0.7×-0.3×
Current ratio4.7×+0.7×

Competitors

Profile

EZCORP, Inc. is a leading provider of pawn services and pre-owned retail merchandise in the United States and Latin America. The company offers short-term cash advances collateralized by personal property and sells forfeited or purchased inventory to value-conscious consumers. Its core value proposition centers on providing fast, simple access to cash and high-value pre-owned goods through a large network of neighborhood-based retail locations.

Competitive position

EZCORP is the second largest pawn store owner and operator in the United States and one of the largest for-profit operators in Latin America.

GeographiesUnited States, Mexico, Guatemala, El Salvador, Honduras
Customer segmentsSubprime consumers, Retail shoppers, Underbanked populations
Business modelAsset-backed lending, Brick-and-mortar retail, Resale/Circular economy
SuppliersIndividual consumers (collateral/inventory sourcing), Gold and diamond market pricing, Information technology and cloud service providers
CustomersRetail consumers, Precious metal refiners, Second-hand goods buyers
Listed1991
Employees7.5K
CEOLachlan Given
Websiteezcorp.com
FilingsSEC EDGAR

Questions, answered.

What is Ezcorp's market cap?
Ezcorp (EZPW) has a market capitalization of $1.9B and trades on NASDAQ.
What is Ezcorp's revenue and profitability?
Ezcorp generated $1.5B in trailing twelve-month revenue with net income of $146.6M, representing a net margin of 9.9%. Gross margin stands at 58.6%, with free cash flow of $131.2M. These figures are based on the Q1 2026 filing.
Who are Ezcorp's competitors?
Ezcorp's key competitors include First Cash Financial Services, eBay, ECB Bancorp, Inc. Common Stock, and others. These companies compete in similar markets and product categories.
Who does Ezcorp partner with?
Ezcorp's notable partners include Simple Management Group, Inc., Rich Data Corporation.
What subsidiaries does Ezcorp have?
Ezcorp's subsidiaries include Cash Converters International Limited, EZPAWN, Value Pawn & Jewelry, and others.
Where is Ezcorp headquartered?
Ezcorp is headquartered in United States of America and employs approximately 7,500 people. It has been publicly traded since 1991.