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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:PaymentsToAcquireProductiveAssets.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands)Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Loans made(948,262)(738,670)
Loans repaid535,597417,734
Recovery of pawn loan principal through sale of forfeited collateral358,661291,903
Capital expenditures(27,808)(23,051)
Acquisitions, net of cash acquired(31,135)(17,093)
Issuance of notes receivable(9,000)
Proceeds of notes receivable241
Investment in unconsolidated affiliate(7,448)(718)

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's capex?
Ezcorp (EZPW) reported capex of $9.9M in Q2 2026.
How has Ezcorp's capex changed year-over-year?
Ezcorp's capex increased by 8.9% year-over-year, from $9.09M to $9.9M.
What is the long-term trend for Ezcorp's capex?
Over 4 years (2021 to 2025), Ezcorp's capex has grown at a 13.1% compound annual growth rate (CAGR), from $23.6M to $38.56M.
What does capex mean?
Cash spent on property, plant, and equipment — the primary measure of investment in productive capacity and infrastructure.

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