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Ezcorp EZPW Pawn service charges — Total revenues

Other product segments

Merchandise sales
$209.66M+24.3%
Jewelry scrap sales
$56.58M

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:RevenueFromContractWithCustomerExcludingAssessedTax.

The source filing: Ezcorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 4:07 PM EDT
Fiscal quarter
Q3 FY2026
Calendar quarter
Q2 2026
Accession
0000876523-26-000063
(in thousands, except per share amount)Three Months Ended June 30, 2026Three Months Ended June 30, 2025Nine Months Ended June 30, 2026Nine Months Ended June 30, 2025
Revenues:
Merchandise sales$209,655$168,624$634,267$524,434
Jewelry scrap sales56,57526,970177,72464,640
Pawn service charges152,475115,339435,520348,262
Other revenues4348137131
Total revenues418,748310,9811,247,648937,467
Merchandise cost of goods sold130,755108,226400,299341,605
Jewelry scrap cost of goods sold41,80619,116118,15848,367

Item 1. Financial Statements (unaudited)

FAQ

What is Ezcorp's pawn service charges — total revenues?
Ezcorp (EZPW) reported pawn service charges — total revenues of $152.48M in Q2 2026.
How has Ezcorp's pawn service charges — total revenues changed year-over-year?
Ezcorp's pawn service charges — total revenues increased by 32.2% year-over-year, from $115.34M to $152.48M.
What is the long-term trend for Ezcorp's pawn service charges — total revenues?
Over 4 years (2021 to 2025), Ezcorp's pawn service charges — total revenues has grown at a 16.2% compound annual growth rate (CAGR), from $260.2M to $474.23M.
What does pawn service charges — total revenues mean?
This metric represents the total revenue generated from fees charged to customers for pawn loan services, excluding the proceeds from the sale of forfeited merchandise. It serves as a primary indicator of the core lending activity and interest-based income derived from the pawn business segment. Monitoring this revenue stream helps investors assess the demand for short-term credit products and the effectiveness of the company's pawn loan portfolio management.

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