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Ezcorp EZPW Latin America Pawn — Investment Income, Interest

Other segment segments

Latin American Pawn Segment
$0
U.S. Pawn
$0

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Other financials

Income statement

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Revenue$418.7M+34.7%
Gross profit$246.2M+34.1%
Operating income$54.8M+52.3%
Net income$38.2M+44.1%
EPS (diluted)$0.48+41.2%

Balance sheet

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Cash & equivalents$326.7M-32.9%
Total debt$812.6M+6.4%
Total equity$1.2B+17.6%
Total assets$2.2B+15.0%

Cash flow

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Operating cash flow$42.8M+22.9%
CapEx$9.9M+8.9%
Free cash flow$32.9M+27.9%

Valuation

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Market cap$1.79B+91.7%
Enterprise value$2.28B+88.1%
P/E11.3×+1.8×
P/S1.1×+0.4×

Profitability

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Gross margin58.6%-0.1pp
Operating margin13.9%+2.7pp
Net margin10%+2.0pp
FCF margin8.7%+0.7pp

Returns & leverage

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Return on equity14.7%+3.7pp
Debt / equity0.7×-0.1×
Current ratio4.8×-1.5×

Where this comes from

Reported directly by Ezcorp in its filing.

Tagged under the XBRL concept us-gaap:InvestmentIncomeInterest.

The source filing: Ezcorp’s 10-K, filed November 13, 2025.

Filed
Nov 13, 2025
Fiscal year
FY2025
Accession
0000876523-25-000094
(in thousands)U.S. PawnLatin America PawnOther InvestmentsTotal SegmentsCorporate ItemsConsolidated
Loss (gain) on sale or disposal of assets and other8352135135
Other operating income(1,262)(1,262)
Interest expense23,02923,029
Interest income(1,251)(2,646)(3,897)(10,824)(14,721)
Equity in net (income) loss of unconsolidated affiliates(6,936)(6,936)786(6,150)
Other income(330)(330)568238
Segment contribution$200,165$46,613$9,582$256,360
Income (loss) before income taxes$256,360$(109,587)$146,773

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

FAQ

What is Ezcorp's latin america pawn — investment income, interest?
Ezcorp (EZPW) reported latin america pawn — investment income, interest of $312.75K in Q3 2025.
How has Ezcorp's latin america pawn — investment income, interest changed year-over-year?
Ezcorp's latin america pawn — investment income, interest decreased by 22.4% year-over-year, from $403K to $312.75K.
What is the long-term trend for Ezcorp's latin america pawn — investment income, interest?
Over 4 years (2021 to 2025), Ezcorp's latin america pawn — investment income, interest has grown at a -11.2% compound annual growth rate (CAGR), from $2.02M to $1.25M.
What does latin america pawn — investment income, interest mean?
Captures the interest income earned on cash balances or short-term investments held by the Latin American pawn segment. This reflects the segment's ability to generate returns on idle capital or excess liquidity. It serves as a secondary indicator of financial health and treasury management efficiency.

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