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Primerica PRI Q4 2025 Annual earnings

Reported February 11, 2026 · After market close

Revenue$853.5MBeat by $8.6M
EPS$6.13Beat by $0.44
Revenue estimate$844.9M
EPS estimate$5.69

Next report

Nov 4, 2026 (in a month)
Revenue estimate$901.0M
EPS estimate$6.37

Financials

Q4 2025

Income statement

See full
Revenue$853.7M+8.3%
Net income$197.0M+17.9%
EPS (diluted)$6.12+23.4%

Balance sheet

See full
Cash & equivalents$756.2M+9.9%
Total debt$50.6M-10.5%
Total equity$2.4B+8.3%
Total assets$15.0B+3.0%

Cash flow

See full
Operating cash flow$338.2M+25.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$8.25B-9.0%
Enterprise value$7.54B-10.5%
P/E11×-8.3×
P/S2.5×-0.4×

Profitability

See full
Net margin22.8%+7.6pp

Returns & leverage

See full
Return on equity31.9%+10.2pp
Debt / equity0×0.0×

Segments

By segment

See full
Term Life Insurance Segment Revenues$456.8M+1.4%
Investment And Savings Products Segment Revenues$340.3M+19.0%
Corporate And Other$56.5M+9.8%

FAQ

When did Primerica report Q4 2025 earnings?
Primerica (PRI) reported Q4 2025 earnings on February 11, 2026 after market close.
What were Primerica's Q4 2025 revenue and EPS?
Primerica reported revenue of $853.5M and eps of $6.13 for Q4 2025.
Did Primerica beat estimates in Q4 2025?
Revenue beat the consensus estimate of $844.9M by $8.6M. EPS beat the consensus estimate of $5.69 by $0.44.
How did Primerica's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 6.2% from $803.4M a year earlier and eps grew 21.9% from $5.03.
Where can I find Primerica's Q4 2025 SEC filings?
You can read the 8-K earnings release (0001193125-26-046650) and the 10-K periodic report (0001193125-26-082233) directly on SEC EDGAR. The filing index links above go to sec.gov.