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Primerica PRI Future policy benefits

Future policy benefits at other companies

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$18.93B+0.9%
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$206.15B+3.6%
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$266.91B-0.7%
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Corebridge FinancialCRBG
$59.54B+3.6%
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$17.37B-1.1%
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Reinsurance Group of AmericaRGA
$72.31B+20.8%

Segments

By product

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Term Life Insurance$6.6B+1.3%
Other Insurance Product Line$200.82M-1.0%

Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefits.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line item(Unaudited) / June 30, 2026December 31, 2025
Total assets$14,781,939$15,012,336
Liabilities and stockholders’ equity:
Liabilities:
Future policy benefits$6,803,364$6,818,179
Unearned and advance premiums16,42315,521
Policy claims and other benefits payable489,108495,356
Other policyholders’ funds344,437356,427
Note payable595,716595,315

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's future policy benefits?
Primerica (PRI) reported future policy benefits of $6.8B in Q2 2026.
How has Primerica's future policy benefits changed year-over-year?
Primerica's future policy benefits increased by 1.3% year-over-year, from $6.72B to $6.8B.
What is the long-term trend for Primerica's future policy benefits?
Over 5 years (2020 to 2025), Primerica's future policy benefits has grown at a 0.1% compound annual growth rate (CAGR), from $6.79B to $6.82B.
What does future policy benefits mean?
This liability represents the estimated present value of future benefits payable to policyholders for life, annuity, and health insurance contracts. It is calculated using actuarial assumptions regarding mortality, morbidity, and interest rates. It is the most significant long-term obligation for an insurance company.

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