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Primerica PRI Life Insurance — Ceded Premiums Written

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Other financials

Income statement

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Revenue$872.7M+8.4%
Gross profit$775.2M+17.3%
Net income$190.1M+12.4%
EPS (diluted)$5.97+18.2%

Balance sheet

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Cash & equivalents$645.8M+3.3%
Total debt$48.4M-8.6%
Total equity$2.5B+11.7%
Total assets$14.7B+0.6%

Cash flow

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Operating cash flow$156.8M-20.6%

Valuation

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Market cap$8.79B-16.2%
Enterprise value$8.19B-17.5%
P/E11.4×-9.5×
P/S2.6×-0.7×

Profitability

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Gross margin98.1%+0.2pp
Net margin23%+7.1pp

Returns & leverage

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Return on equity32.3%+9.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsWritten.

The official record: Primerica’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Primerica's life insurance — ceded premiums written?
Primerica (PRI) reported life insurance — ceded premiums written of $419.72M in Q4 2025.
How has Primerica's life insurance — ceded premiums written changed year-over-year?
Primerica's life insurance — ceded premiums written increased by 0.9% year-over-year, from $416.11M to $419.72M.
What is the long-term trend for Primerica's life insurance — ceded premiums written?
Over 4 years (2021 to 2025), Primerica's life insurance — ceded premiums written has grown at a 1.0% compound annual growth rate (CAGR), from $1.62B to $1.68B.
What does life insurance — ceded premiums written mean?
The amount of premiums the company pays to reinsurers to transfer a portion of its insurance risk.
How do you interpret life insurance — ceded premiums written?
Changes reflect shifts in risk appetite or reinsurance contract terms; higher levels indicate more risk transfer, while lower levels indicate more risk retention.
How does life insurance — ceded premiums written compare across companies?
Standard reinsurance metric; comparable to ceded premium disclosures at all insurance companies.