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Primerica PRI Other — Deferred Policy Acquisition Costs

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Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCosts.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line itemJune 30, 2026December 31, 2025
Term Life Insurance$3,924,533$3,845,442
Segregated Funds (Canada)52,05255,139
Other14,90115,417
Total DAC, net$3,991,486$3,915,998

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's other — deferred policy acquisition costs?
Primerica (PRI) reported other — deferred policy acquisition costs of $14.9M in Q2 2026.
How has Primerica's other — deferred policy acquisition costs changed year-over-year?
Primerica's other — deferred policy acquisition costs decreased by 6.6% year-over-year, from $15.95M to $14.9M.
What is the long-term trend for Primerica's other — deferred policy acquisition costs?
Over 2 years (2023 to 2025), Primerica's other — deferred policy acquisition costs has grown at a -8.0% compound annual growth rate (CAGR), from $74.81M to $63.28M.
What does other — deferred policy acquisition costs mean?
This metric represents the capitalized costs associated with acquiring new insurance policies that are expected to be recovered from future policy revenues. It reflects the deferral of commissions, underwriting expenses, and other direct costs incurred during the initial policy issuance phase. By spreading these costs over the life of the policy, the company aligns expenses with the recognition of related premium income.

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