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Primerica PRI Term Life — Deferred Policy Acquisition Costs Additions

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Other financials

Income statement

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Revenue$865.1M+9.0%
Gross profit$775.2M+17.3%
Net income$202.3M+13.4%
EPS (diluted)$6.45+19.4%

Balance sheet

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Cash & equivalents$600.2M-3.4%
Total debt$46.9M-10.5%
Total equity$2.5B+9.3%
Total assets$14.8B-0.3%

Cash flow

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Operating cash flow$193.8M+19.2%

Valuation

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Market cap$10B+13.9%
Enterprise value$9.44B+15.0%
P/E12.6×-0.4×
P/S2.9×+0.1×

Profitability

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Gross margin98.1%+0.2pp
Net margin23.2%+1.7pp

Returns & leverage

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Return on equity33%+2.3pp
Debt / equity0.0×

Where this comes from

Reported directly by Primerica in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The source filing: Primerica’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:44 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001193125-26-337365
Line itemSix months ended / June 30, 2026 / Term Life InsuranceSix months ended / June 30, 2026 / Segregated Funds (Canada)Year ended / December 31, 2025 / Term Life InsuranceYear ended / December 31, 2025 / Segregated Funds (Canada)
DAC balance, beginning of period$3,845,442$55,139$3,608,599$55,303
Capitalization254,7981,381540,9522,547
Amortization(166,234)(2,638)(316,411)(5,381)
Foreign exchange translation and other(9,473)(1,830)12,3022,670
DAC balance, at the end of period$3,924,533$52,052$3,845,442$55,139

ITEM 1. FINANCIAL STATEMENTS.

FAQ

What is Primerica's term life — deferred policy acquisition costs additions?
Primerica (PRI) reported term life — deferred policy acquisition costs additions of $127.12M in Q2 2026.
How has Primerica's term life — deferred policy acquisition costs additions changed year-over-year?
Primerica's term life — deferred policy acquisition costs additions decreased by 7.5% year-over-year, from $137.39M to $127.12M.
What is the long-term trend for Primerica's term life — deferred policy acquisition costs additions?
Over 3 years (2022 to 2025), Primerica's term life — deferred policy acquisition costs additions has grown at a 2.1% compound annual growth rate (CAGR), from $507.83M to $540.95M.
What does term life — deferred policy acquisition costs additions mean?
This metric tracks the incremental costs capitalized during the period related to the acquisition of new term life insurance policies. It captures the upfront investment made by the company to secure new business, which is then deferred rather than expensed immediately. This is a key indicator of the company's sales velocity and the cost efficiency of its distribution network.

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