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Park National PRK Net Interest Income

Net Interest Income at other companies

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Fifth Third BankFITB
$2.22B+48.2%
Huntington Bancshares logo
Huntington BancsharesHBAN
$2.05B+39.9%
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KeyCorpKEY
$1.25B+9.6%
Truist Financial logo
Truist FinancialTFC
$3.62B+0.9%
First Financial Bancorp logo
First Financial BancorpFFBC
$190.38M+20.3%
Customers Bancorp logo
Customers BancorpCUBI
$193.37M+9.4%

Other financials

Income statement

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Revenue$178.4M+26.4%
Net income$58.8M+22.1%
EPS (diluted)$3.23+8.8%

Balance sheet

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Cash & equivalents$580.3M+200%
Total debt$140.9M+24.5%
Total equity$1.7B+33.4%
Total assets$12.7B+27.4%

Cash flow

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Operating cash flow$57.2M+15.5%
CapEx$6.7M+409%
Free cash flow$50.5M+4.8%

Valuation

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Market cap$3.71B+43.7%
Enterprise value$3.27B+30.7%
P/E19.5×+4.1×
P/S+1.2×

Profitability

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Net margin30.5%-0.3pp
FCF margin29.5%-2.4pp

Returns & leverage

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Return on equity12.6%-0.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Park National in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The source filing: Park National’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 4:15 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000805676-26-000061
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Short-term borrowings$600$3001,067591
Subordinated notes$231$2,3293804,655
Total interest expense33,47027,50562,46755,328
Net interest income138,857108,991264,637213,368
Provision for credit losses$4,575$2,8537,2473,609
Net interest income after provision for credit losses$134,282$106,138$257,390$209,759
Other income:
Income from fiduciary activities$13,434$11,622$25,777$22,616

Item 1. Financial Statements

FAQ

What is Park National's net interest income?
Park National (PRK) reported net interest income of $138.86M in Q2 2026.
How has Park National's net interest income changed year-over-year?
Park National's net interest income increased by 27.4% year-over-year, from $108.99M to $138.86M.
What is the long-term trend for Park National's net interest income?
Over 4 years (2021 to 2025), Park National's net interest income has grown at a 7.3% compound annual growth rate (CAGR), from $329.89M to $437.31M.
What does net interest income mean?
Calculated as the difference between total interest income earned on assets and total interest expense paid on liabilities. This is the fundamental measure of a bank's core profitability from its lending and investment activities. It reflects the effectiveness of the bank's asset-liability management.

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