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Provident Financial Holdings, Inc. PROV Q3 2025 earnings

Reported April 28, 2025 · Before market open

Revenue$10.1MBeat by $59.0K
EPS$0.28Beat by $0.04
Revenue estimate$10.1M
EPS estimate$0.24

Next report

Oct 27, 2026 (in a month)
Revenue estimate$10.3M
EPS estimate$0.32

Financials

Q3 2025

Income statement

See full
Revenue$10.1M+7.6%
Net income$1.9M+24.2%
EPS (diluted)$0.28+27.3%

Balance sheet

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Cash & equivalents$50.9M-1.6%
Total debt$1.9M+19.0%
Total equity$128.9M-0.5%
Total assets$1.3B-2.3%

Cash flow

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Operating cash flow$3.3M+11.4%
CapEx$29.0K-92.7%
Free cash flow$3.3M+27.2%

Valuation & ratios

Valuation

as of 03/31/25
See full
Market cap$97.62M+5.4%
Enterprise value$48.62M+14.5%
P/E14.8×+2.0×
P/S2.5×+0.1×

Profitability

See full
Net margin16.8%-1.5pp

Returns & leverage

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Return on equity5.1%-0.5pp
Debt / equity0×0.0×

Segments

By product

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Debit Card$291.0K-8.2%
Deposit Account$276.0K-4.5%

FAQ

When did Provident Financial Holdings, Inc. report Q3 2025 earnings?
Provident Financial Holdings, Inc. (PROV) reported Q3 2025 earnings on April 28, 2025 before market open.
What were Provident Financial Holdings, Inc.'s Q3 2025 revenue and EPS?
Provident Financial Holdings, Inc. reported revenue of $10.1M and eps of $0.28 for Q3 2025.
Did Provident Financial Holdings, Inc. beat estimates in Q3 2025?
Revenue beat the consensus estimate of $10.1M by $59.0K. EPS beat the consensus estimate of $0.24 by $0.04.
How did Provident Financial Holdings, Inc.'s Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 7.6% from $9.4M a year earlier and eps grew 27.3% from $0.22.
Where can I find Provident Financial Holdings, Inc.'s Q3 2025 SEC filings?
You can read the 8-K earnings release (0000939057-25-000094) and the 10-Q periodic report (0000939057-25-000131) directly on SEC EDGAR. The filing index links above go to sec.gov.