Phillips 66 Allowance for unfunded lending related commitments decreased by 20.9% to $72.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 20.9%, from $91.00M to $72.00M. Over 5 years (FY 2020 to FY 2025), Allowance for unfunded lending related commitments shows relatively stable performance with a -0.3% CAGR.
An increase suggests the company is setting aside more capital for potential future credit draws, reflecting a cautious outlook on client liquidity.
This metric tracks the deferred tax assets related to reserves established for unfunded lending commitments, such as lin...
Common for banks with large corporate and institutional lending portfolios.
other_deferred_tax_assets_tax_deferred_expense_reserves__481d70| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $82.00M | $51.00M | $68.00M | $91.00M | $72.00M |
| QoQ Change | — | -37.8% | +33.3% | +33.8% | -20.9% |
| YoY Change | — | -37.8% | +33.3% | +33.8% | -20.9% |