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QCR Holdings QCRH Provision for Credit Losses

Provision for Credit Losses at other companies

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$2.52B-11.7%
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$538M+7.4%
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$1.5M
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Customers BancorpCUBI
$600K-62.5%

Segments

By segment

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Commercial Banking$4.66M+124%

Other financials

Income statement

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Revenue$97.3M+15.6%
Net income$36.3M+24.9%
EPS (diluted)$2.19+28.1%

Balance sheet

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Total debt$8.9M+560%
Total equity$1.1B+9.4%
Total assets$9.5B+3.7%

Cash flow

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Operating cash flow$471.5M+1,016%
CapEx$13.4M-25.6%
Free cash flow$458.1M+1,792%

Valuation

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Market cap$1.71B+43.7%
P/E12×+1.5×
P/S4.3×+0.8×

Profitability

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Net margin35.8%+2.6pp
FCF margin200.1%+81.0pp

Returns & leverage

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Return on equity12.9%+1.6pp
Debt / equity0.0×

Where this comes from

Reported directly by QCR Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProvisionForLoanLeaseAndOtherLosses.

The source filing: QCR Holdings’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092545
Line item20262025
Junior subordinated debentures716685
Total interest expense53,11158,165
Net interest income67,91662,082
Provision for credit losses4,7084,043
Net interest income after provision for credit losses63,20858,039
Noninterest income:
Trust fees4,2813,395
Investment advisory and management fees1,5511,254

Cover / Front Matter

FAQ

What is QCR Holdings's provision for credit losses?
QCR Holdings (QCRH) reported provision for credit losses of $4.71M in Q2 2026.
How has QCR Holdings's provision for credit losses changed year-over-year?
QCR Holdings's provision for credit losses increased by 16.4% year-over-year, from $4.04M to $4.71M.
What is the long-term trend for QCR Holdings's provision for credit losses?
Over 2 years (2023 to 2025), QCR Holdings's provision for credit losses has grown at a 4.6% compound annual growth rate (CAGR), from $16.54M to $18.08M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.

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