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Republic Bancorp RBCAA Republic Credit Solutions Division — Net Income Loss

Other segment segments

Warehouse Lending
$2.14M+16.9%
Republic Payment Solutions
$1.92M-21.3%
Tax Refund Solutions
$1.75M-47.3%

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Other financials

Income statement

See full
Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

See full
Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

See full
Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetIncomeLoss.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Total noninterest expense44,87898745,8652,1001,2934,3067,69953,564
Income (loss) before income tax expense26,8822,81829,7002,2182,4578,17512,85042,550
Income tax expense (benefit)6,2126766,8884735351,7882,7969,684
Net income (loss)$20,670$2,142$22,812$1,745$1,922$6,387$10,054$32,866
Period-end assets$5,770,433$614,989$6,385,422$20,226$494,952$161,229$676,407$7,061,829
Period-end loans$4,655,509$614,6965,270,205$156$140,045$140,201$5,410,406
Period-end deposits$4,940,270$43,7984,984,068$19,178$494,754$53,742$567,674$5,551,742
Net interest margin4.16%2.59%4.02%NMNMNMNM4.99%

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's republic credit solutions division — net income loss?
Republic Bancorp (RBCAA) reported republic credit solutions division — net income loss of $6.39M in Q2 2026.
How has Republic Bancorp's republic credit solutions division — net income loss changed year-over-year?
Republic Bancorp's republic credit solutions division — net income loss decreased by 9.3% year-over-year, from $7.04M to $6.39M.
What is the long-term trend for Republic Bancorp's republic credit solutions division — net income loss?
Over 4 years (2021 to 2025), Republic Bancorp's republic credit solutions division — net income loss has grown at a 12.7% compound annual growth rate (CAGR), from $17.33M to $27.97M.
What does republic credit solutions division — net income loss mean?
This metric represents the final bottom-line profitability of the business segment after all operating expenses, taxes, and other charges have been deducted. It serves as the primary indicator of the segment's overall financial health and value creation for the organization.

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