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Republic Bancorp RBCAA Republic Payment Solutions — Fees And Commissions Programs

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.95B+45.0%
Enterprise value$1.62B+81.7%
P/E15.2×+4.4×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept rbcaa:FeesAndCommissionsPrograms.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Net refund transfer fees3,2083,2083,208
Mortgage banking income (1)1,7991,7991,799
Interchange fee income3,5903,59033333,623
Program fees (1)7434,3155,0585,058
Increase in cash surrender value of BOLI (1)943943943
Net losses on other real estate owned(41)(41)(41)
Other90790744911
Total noninterest income11,2422311,2653,2457444,3158,30419,569

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's republic payment solutions — fees and commissions programs?
Republic Bancorp (RBCAA) reported republic payment solutions — fees and commissions programs of $743K in Q2 2026.
How has Republic Bancorp's republic payment solutions — fees and commissions programs changed year-over-year?
Republic Bancorp's republic payment solutions — fees and commissions programs increased by 1.1% year-over-year, from $735K to $743K.
What is the long-term trend for Republic Bancorp's republic payment solutions — fees and commissions programs?
Over 4 years (2021 to 2025), Republic Bancorp's republic payment solutions — fees and commissions programs has grown at a 0.7% compound annual growth rate (CAGR), from $2.87M to $2.95M.
What does republic payment solutions — fees and commissions programs mean?
This captures the revenue derived from transaction processing fees, service charges, and program-specific commissions within the payment solutions segment. It serves as a key indicator of the segment's ability to generate recurring non-interest income from its service offerings.

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