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OFG Bancorp OFG Fees and Commissions

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Other financials

Income statement

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Revenue$190.3M+4.4%
Net income$58.8M+13.5%
EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%
Total debt$21.4M+10.4%
Total equity$1.4B+5.5%
Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%
CapEx$8.1M+96.0%
Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.21B+18.6%
Enterprise value$1.49B+44.1%
P/E10×+0.5×
P/S+0.4×

Profitability

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Net margin29.5%+2.4pp
FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:TotalBankingAndFinancialServiceRevenues1.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 12:28 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001030469-26-000038
Line itemQuarter Ended June 30, 2026Quarter Ended June 30, 2025Six-Month Period Ended June 30, 2026Six-Month Period Ended June 30, 2025
Net interest income after provision for credit losses144,293130,250275,623253,633
Non-interest income:
Banking service revenue17,39715,98234,34131,963
Wealth management revenue9,7278,91818,64017,373
Mortgage banking activities5,8605,34711,99110,123
Total banking and financial service revenues32,98430,24764,97259,459
Other non-interest income39184218489
Total non-interest income33,02330,43165,19059,948

Cover / Front Matter

FAQ

What is OFG Bancorp's fees and commissions?
OFG Bancorp (OFG) reported fees and commissions of $32.98M in Q2 2026.
How has OFG Bancorp's fees and commissions changed year-over-year?
OFG Bancorp's fees and commissions increased by 9.0% year-over-year, from $30.25M to $32.98M.
What is the long-term trend for OFG Bancorp's fees and commissions?
Over 4 years (2021 to 2025), OFG Bancorp's fees and commissions has grown at a -1.6% compound annual growth rate (CAGR), from $129.26M to $121.34M.
What does fees and commissions mean?
This represents the aggregate revenue generated from non-interest sources, including service charges on deposit accounts, wealth management fees, and mortgage banking income. It reflects the bank's ability to diversify its income stream beyond traditional net interest margin activities. Monitoring this metric helps assess the stability and growth of fee-based business lines.

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