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Republic Bancorp RBCAA Tax Refund Solutions — Easy Advance Per Customer

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept rbcaa:EasyAdvancePerCustomer.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
  • Offered only during the first two months of each year;
  • The taxpayer was given the option to choose from multiple loan-amount tiers, subject to underwriting, up to a maximum advance amount of $6,250 for both the 2025 and 2026 Tax Seasons;
  • No requirement that the taxpayer pays for another bank product, such as an RT;
  • Multiple disbursement methods were available through most Tax Providers, including direct deposit, prepaid card, or check, based on the taxpayer-customer’s election;
  • Repayment of the RA to the Bank via deduction from the taxpayer’s tax refund proceeds; and
  • If a tax refund is insufficient to repay the RA:
  • there is no recourse to the taxpayer,
  • no negative credit reporting on the taxpayer, and
  • no collection efforts against the taxpayer.

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's tax refund solutions — easy advance per customer?
Republic Bancorp (RBCAA) reported tax refund solutions — easy advance per customer of $6.25K in Q1 2026.
How has Republic Bancorp's tax refund solutions — easy advance per customer changed year-over-year?
Republic Bancorp's tax refund solutions — easy advance per customer decreased by 0.0% year-over-year, from $6.25K to $6.25K.
What does tax refund solutions — easy advance per customer mean?
Represents the average dollar amount of short-term credit extended to individual customers against their anticipated tax refunds. This metric helps assess the scale of lending activity per user and the potential revenue impact of the tax refund product line.

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