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Pathward Financial, Inc. CASH Refund advance expense
Refund advance expense at other companies
Other financials
Where this comes from
Reported directly by Pathward Financial, Inc. in its filing.
Tagged under the XBRL concept cash:RefundAdvanceExpense.
The source filing: Pathward Financial, Inc.’s 10-Q, filed August 6, 2026.
- Filed
- Aug 6, 2026, 4:16 PM EDT
- Fiscal quarter
- Q3 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000907471-26-000034
| (Dollars in thousands, except per share data) | Three Months Ended June 30, 2026 | Three Months Ended June 30, 2025 | Nine Months Ended June 30, 2026 | Nine Months Ended June 30, 2025 |
|---|---|---|---|---|
| Noninterest expense: | ||||
| Compensation and benefits | 52,361 | 48,559 | 159,630 | 149,755 |
| Refund transfer product expense | 2,758 | 2,818 | 11,958 | 11,401 |
| Refund advance expense | 90 | (74) | 1,587 | 1,225 |
| Card processing | 30,671 | 36,197 | 94,583 | 105,750 |
| Building and software | 13,054 | 10,633 | 37,835 | 30,646 |
| Operating lease equipment depreciation | 7,545 | 11,569 | 26,615 | 34,775 |
| Legal and consulting | 6,122 | 11,094 | 17,007 | 22,197 |
Item 1. Financial Statements.
FAQ
- What is Pathward Financial, Inc.'s refund advance expense?
- Pathward Financial, Inc. (CASH) reported refund advance expense of $90K in Q2 2026.
- How has Pathward Financial, Inc.'s refund advance expense changed year-over-year?
- Pathward Financial, Inc.'s refund advance expense increased by 221.6% year-over-year, from -$74K to $90K.
- What is the long-term trend for Pathward Financial, Inc.'s refund advance expense?
- Over 4 years (2021 to 2025), Pathward Financial, Inc.'s refund advance expense has grown at a -16.6% compound annual growth rate (CAGR), from $2.56M to $1.24M.
- What does refund advance expense mean?
- This represents the direct costs associated with providing short-term, small-dollar loans to customers based on their anticipated tax refunds. These expenses reflect the operational and credit-related costs of facilitating refund-linked financial products within the consumer banking segment. Monitoring this metric helps assess the profitability and risk profile of seasonal consumer lending activities.
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