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Republic Bancorp RBCAA Tax Refund Solutions — Noninterest Expense

Other segment segments

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$1.29M+9.7%
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$987K+3.8%

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NoninterestExpense.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Occupancy3,358303,3886156723,460
Marketing and development1,3741,374341,6891,7233,097
Other noninterest expense (2)6,7191576,8762071441515027,378
Total noninterest expense44,87898745,8652,1001,2934,3067,69953,564
Income (loss) before income tax expense26,8822,81829,7002,2182,4578,17512,85042,550
Income tax expense (benefit)6,2126766,8884735351,7882,7969,684
Net income (loss)$20,670$2,142$22,812$1,745$1,922$6,387$10,054$32,866
Period-end assets$5,770,433$614,989$6,385,422$20,226$494,952$161,229$676,407$7,061,829

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's tax refund solutions — noninterest expense?
Republic Bancorp (RBCAA) reported tax refund solutions — noninterest expense of $2.1M in Q2 2026.
How has Republic Bancorp's tax refund solutions — noninterest expense changed year-over-year?
Republic Bancorp's tax refund solutions — noninterest expense decreased by 16.1% year-over-year, from $2.5M to $2.1M.
What is the long-term trend for Republic Bancorp's tax refund solutions — noninterest expense?
Over 4 years (2021 to 2025), Republic Bancorp's tax refund solutions — noninterest expense has grown at a -5.5% compound annual growth rate (CAGR), from $13.61M to $10.87M.
What does tax refund solutions — noninterest expense mean?
The aggregate of all operating costs for the Tax Refund Solutions segment, excluding interest expense. This includes personnel, technology, occupancy, and administrative overhead required to maintain segment operations.

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