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Republic Bancorp RBCAA Warehouse Lending — Total Assets

Other segment segments

Republic Payment Solutions
$494.95M+42.8%
Tax Refund Solutions
$20.23M-38.3%

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Other financials

Income statement

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Revenue$101.3M+7.9%
Net income$32.9M+4.4%
EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%
Total debt$30.1M-14.9%
Total equity$1.2B+9.1%
Total assets$7.1B+1.3%

Cash flow

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Operating cash flow$1.1M-87.3%
CapEx$1.2M-63.5%
Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%
Enterprise value$1.63B+84.2%
P/E15.3×+4.5×
P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp
FCF margin35.3%-5.1pp

Returns & leverage

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Return on equity11.5%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 2:19 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-092605
(dollars in thousands)Core Banking / Traditional / BankingCore Banking / Warehouse / LendingCore Banking / Total / Core / BankingRepublic Processing Group / Tax / Refund / SolutionsRepublic Processing Group / Republic / Payment / SolutionsRepublic Processing Group / Republic / Credit / SolutionsRepublic Processing Group / Total / RPGTotal / Company
Income (loss) before income tax expense26,8822,81829,7002,2182,4578,17512,85042,550
Income tax expense (benefit)6,2126766,8884735351,7882,7969,684
Net income (loss)$20,670$2,142$22,812$1,745$1,922$6,387$10,054$32,866
Period-end assets$5,770,433$614,989$6,385,422$20,226$494,952$161,229$676,407$7,061,829
Period-end loans$4,655,509$614,6965,270,205$156$140,045$140,201$5,410,406
Period-end deposits$4,940,270$43,7984,984,068$19,178$494,754$53,742$567,674$5,551,742
Net interest margin4.16%2.59%4.02%NMNMNMNM4.99%
Net-revenue concentration*70%4%74%3%4%19%26%100%

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's warehouse lending — total assets?
Republic Bancorp (RBCAA) reported warehouse lending — total assets of $614.99M in Q2 2026.
How has Republic Bancorp's warehouse lending — total assets changed year-over-year?
Republic Bancorp's warehouse lending — total assets decreased by 8.5% year-over-year, from $672.17M to $614.99M.
What is the long-term trend for Republic Bancorp's warehouse lending — total assets?
Over 4 years (2021 to 2025), Republic Bancorp's warehouse lending — total assets has grown at a -5.8% compound annual growth rate (CAGR), from $3.31B to $2.61B.
What does warehouse lending — total assets mean?
The total value of financial assets, primarily consisting of warehouse loans and related receivables, held by the warehouse lending segment. This metric indicates the scale of the segment's lending portfolio and its exposure to the mortgage market.

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