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Ameris Bancorp ABCB Warehouse Lending — Total Assets

Other segment segments

Banking Division
$20.59B+7.5%
Retail Mortgage
$4.51B-4.6%
Premium  Finance  Division
$2.03B+19.2%

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Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.97B+29.6%
P/E15.9×+4.1×
P/S4.7×+0.8×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Other expenses(1)110,93311,587184390123,094
Total noninterest expense203,46535,0677183,464242,714
Income before income tax expense32,40616,2748,7178,65266,049
Income tax expense7,5383,4171,8311,81714,603
Net income$24,868$12,857$6,886$6,835$51,446
Total assets$20,587,632$4,508,490$1,367,630$2,025,091$28,488,843
Goodwill951,14864,4981,015,646
Other intangible assets, net48,31748,317

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's warehouse lending — total assets?
Ameris Bancorp (ABCB) reported warehouse lending — total assets of $1.37B in Q2 2026.
How has Ameris Bancorp's warehouse lending — total assets changed year-over-year?
Ameris Bancorp's warehouse lending — total assets increased by 22.8% year-over-year, from $1.11B to $1.37B.
What is the long-term trend for Ameris Bancorp's warehouse lending — total assets?
Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — total assets has grown at a 8.0% compound annual growth rate (CAGR), from $3.17B to $4.3B.
What does warehouse lending — total assets mean?
This represents the total value of all financial assets, primarily loans held for sale or collateralized credit facilities, managed within the warehouse lending segment. It indicates the scale and market reach of the segment's lending activities. Growth in this metric typically signals an expansion in the segment's market share or increased demand for warehouse financing services.

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