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Ameris Bancorp ABCB Premium  Finance  Division — Total Assets

Other segment segments

Banking Division
$20.59B+7.5%
Retail Mortgage
$4.51B-4.6%
Warehouse Lending
$1.37B+22.8%

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Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.97B+29.6%
P/E15.9×+4.1×
P/S4.7×+0.8×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Other expenses(1)110,93311,587184390123,094
Total noninterest expense203,46535,0677183,464242,714
Income before income tax expense32,40616,2748,7178,65266,049
Income tax expense7,5383,4171,8311,81714,603
Net income$24,868$12,857$6,886$6,835$51,446
Total assets$20,587,632$4,508,490$1,367,630$2,025,091$28,488,843
Goodwill951,14864,4981,015,646
Other intangible assets, net48,31748,317

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's premium  finance  division — total assets?
Ameris Bancorp (ABCB) reported premium  finance  division — total assets of $2.03B in Q2 2026.
How has Ameris Bancorp's premium  finance  division — total assets changed year-over-year?
Ameris Bancorp's premium  finance  division — total assets increased by 19.2% year-over-year, from $1.7B to $2.03B.
What is the long-term trend for Ameris Bancorp's premium  finance  division — total assets?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — total assets has grown at a 17.6% compound annual growth rate (CAGR), from $3.54B to $6.79B.
What does premium  finance  division — total assets mean?
This metric measures the total value of all assets held by the premium finance division, including loans, cash, and other financial instruments. It provides a snapshot of the scale and size of the division's operations relative to the bank's total balance sheet. Tracking this helps investors understand the capital allocation and the volume of business activity within this specific segment.

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