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Ameris Bancorp ABCB Retail Mortgage — Total Assets

Other segment segments

Banking Division
$20.59B+7.5%
Premium  Finance  Division
$2.03B+19.2%
Warehouse Lending
$1.37B+22.8%

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Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.97B+29.6%
P/E15.9×+4.1×
P/S4.7×+0.8×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Assets.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
(dollars in thousands)Three Months Ended June 30, 2026 / Banking DivisionThree Months Ended June 30, 2026 / Retail Mortgage DivisionThree Months Ended June 30, 2026 / Warehouse Lending DivisionThree Months Ended June 30, 2026 / Premium Finance DivisionTotal
Other expenses(1)110,93311,587184390123,094
Total noninterest expense203,46535,0677183,464242,714
Income before income tax expense32,40616,2748,7178,65266,049
Income tax expense7,5383,4171,8311,81714,603
Net income$24,868$12,857$6,886$6,835$51,446
Total assets$20,587,632$4,508,490$1,367,630$2,025,091$28,488,843
Goodwill951,14864,4981,015,646
Other intangible assets, net48,31748,317

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's retail mortgage — total assets?
Ameris Bancorp (ABCB) reported retail mortgage — total assets of $4.51B in Q2 2026.
How has Ameris Bancorp's retail mortgage — total assets changed year-over-year?
Ameris Bancorp's retail mortgage — total assets decreased by 4.6% year-over-year, from $4.72B to $4.51B.
What is the long-term trend for Ameris Bancorp's retail mortgage — total assets?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — total assets has grown at a 3.4% compound annual growth rate (CAGR), from $16.48B to $18.84B.
What does retail mortgage — total assets mean?
This represents the aggregate value of all financial and physical assets held specifically within the retail mortgage segment, including mortgage loans held for sale or investment. It provides a measure of the scale and capital deployment of the mortgage business. Tracking this allows investors to gauge the segment's market footprint and the volume of assets managed.

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