How has Republic Bancorp's warehouse lending — deposits domestic changed year-over-year?

Republic Bancorp's warehouse lending — deposits domestic increased by 16.2% year-over-year, from $37.7M to $43.8M.

What does warehouse lending — deposits domestic mean?

The total amount of domestic customer deposits specifically attributed to or utilized by the warehouse lending segment for funding its operations. This metric highlights the segment's reliance on internal deposit funding versus external borrowing to support its lending activities.

Republic Bancorp (RBCAA) Warehouse Lending — Deposits Domestic

Screener

Other segment segments

Republic Payment Solutions

$494.75M+42.8%

Tax Refund Solutions

$19.18M-38.9%

Similar metrics at other companies

OFGDomestic - Puerto Rico — Deposits

$1.3B-19.8%

WFCConsumer Banking and Lending — Deposits

$832.17B+6.6%

BRBSCertificate Of Deposit Listing Service — Deposits

$24.5M-47.3%

TMPBanking — Deposits

$7.05B+4.2%

FCNCARail — Deposits

$2M-33.3%

CCBCCBX — Deposits

$3.29B+39.3%

Other financials

Income statement

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Revenue$101.3M+7.9%

Net income$32.9M+4.4%

EPS (diluted)$1.68+4.3%

Balance sheet

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Cash & equivalents$354.1M-27.0%

Total debt$30.1M-14.9%

Total equity$1.2B+9.1%

Total assets$7.1B+1.3%

Cash flow

See full

Operating cash flow$1.1M-87.3%

CapEx$1.2M-63.5%

Free cash flow$68.1M-22.2%

Valuation

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Market cap$1.96B+46.4%

Enterprise value$1.63B+84.2%

P/E15.3×+4.5×

P/S4.8×+1.5×

Profitability

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Net margin31.3%+0.7pp

FCF margin35.3%-5.1pp

Returns & leverage

See full

Return on equity11.5%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Republic Bancorp in its filing.

Tagged under the XBRL concept us-gaap:DepositsDomestic.

The source filing: Republic Bancorp’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 2:19 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001104659-26-092605

(dollars in thousands)	Core Banking / Traditional / Banking	Core Banking / Warehouse / Lending	Core Banking / Total / Core / Banking	Republic Processing Group / Tax / Refund / Solutions	Republic Processing Group / Republic / Payment / Solutions	Republic Processing Group / Republic / Credit / Solutions	Republic Processing Group / Total / RPG	Total / Company
Income (loss) before income tax expense	26,882	2,818	29,700	2,218	2,457	8,175	12,850	42,550
Income tax expense (benefit)	6,212	676	6,888	473	535	1,788	2,796	9,684
Net income (loss)	$20,670	$2,142	$22,812	$1,745	$1,922	$6,387	$10,054	$32,866
Period-end assets	$5,770,433	$614,989	$6,385,422	$20,226	$494,952	$161,229	$676,407	$7,061,829
Period-end loans	$4,655,509	$614,696	5,270,205	$156	—	$140,045	$140,201	$5,410,406
Period-end deposits	$4,940,270	$43,798	4,984,068	$19,178	$494,754	$53,742	$567,674	$5,551,742
Net interest margin	4.16%	2.59%	4.02%	NM	NM	NM	NM	4.99%
Net-revenue concentration*	70%	4%	74%	3%	4%	19%	26%	100%

Item 1. Financial Statements.

FAQ

What is Republic Bancorp's warehouse lending — deposits domestic?: Republic Bancorp (RBCAA) reported warehouse lending — deposits domestic of $43.8M in Q2 2026.
How has Republic Bancorp's warehouse lending — deposits domestic changed year-over-year?: Republic Bancorp's warehouse lending — deposits domestic increased by 16.2% year-over-year, from $37.7M to $43.8M.
What does warehouse lending — deposits domestic mean?: The total amount of domestic customer deposits specifically attributed to or utilized by the warehouse lending segment for funding its operations. This metric highlights the segment's reliance on internal deposit funding versus external borrowing to support its lending activities.