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Tompkins Financial TMP Banking — Deposits

Other segment segments

Wealth Management
$0

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Other financials

Income statement

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Revenue$87.1M+5.4%
Net income$29.3M+36.5%
EPS (diluted)$2.04+36.0%

Balance sheet

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Cash & equivalents$147.8M-30.5%
Total debt$122.1M-71.4%
Total equity$959.9M+26.0%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$73.4M+230%
CapEx$2.3M+72.2%
Free cash flow$71.1M+241%

Valuation

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Market cap$1.44B+58.4%
P/E8.2×-3.2×
P/S3.2×+0.3×

Profitability

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Net margin38.7%+13.7pp
FCF margin28.8%0.0pp

Returns & leverage

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Return on equity20.4%+9.3pp
Debt / equity0.1×-0.5×

Where this comes from

Reported directly by Tompkins Financial in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The source filing: Tompkins Financial’s 10-Q, filed May 5, 2026.

Filed
May 5, 2026, 10:15 AM EDT
Fiscal quarter
Q1 FY2026
Calendar quarter
Q1 2026
Accession
0001005817-26-000049
(In thousands)BankingWealth ManagementIntercompanyConsolidated
Net Income$25,160$914$0$26,074
Depreciation and amortization$2,261$46$0$2,307
Assets8,666,64029,12108,695,761
Goodwill64,5258,211072,736
Other intangibles, net1,833001,833
Net loans and leases6,419,835006,419,835
Deposits7,054,2390(67)7,054,172
Total Equity920,30326,4380946,741

Item 1. Consolidated Statements of Condition as of March 31, 202

FAQ

What is Tompkins Financial's banking — deposits?
Tompkins Financial (TMP) reported banking — deposits of $7.05B in Q1 2026.
How has Tompkins Financial's banking — deposits changed year-over-year?
Tompkins Financial's banking — deposits increased by 4.2% year-over-year, from $6.77B to $7.05B.
What is the long-term trend for Tompkins Financial's banking — deposits?
Over 4 years (2021 to 2025), Tompkins Financial's banking — deposits has grown at a -0.2% compound annual growth rate (CAGR), from $27.72B to $27.51B.
What does banking — deposits mean?
Represents the total funds held by customers in accounts managed by the banking segment, serving as a primary source of funding for lending operations. This metric is a critical indicator of the segment's liquidity position and its ability to attract and retain low-cost capital. A stable and growing deposit base is essential for maintaining a healthy net interest margin.

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