Business Segments · Deposits

Commercial Banking — Deposits

Capital One Financial Commercial Banking — Deposits decreased by 0.8% to $31.01B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 3.4%, from $29.98B to $31.01B. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Deposits shows a downward trend with a -8.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryLiquidity
SignalHigher is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ1 2026May 7, 2026
Rolls up toDeposits

How to read this metric

Increasing deposits provide more liquidity for lending and reduce reliance on wholesale funding, whereas decreasing deposits may signal competitive pressure or liquidity constraints.

Detailed definition

This metric tracks the total funds held by the commercial banking segment on behalf of its commercial and middle-market...

Peer comparison

Standard metric for banking segments; peers report this as 'Total Segment Deposits' or 'Core Deposits'.

Metric ID: cof_segment_commercial_banking_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$42.97B$43.35B$44.81B$45.23B$38.84B$41.06B$40.81B$38.38B$36.79B$36.04B$32.71B$31.08B$29.21B$30.60B$31.69B$29.98B$29.25B$29.92B$31.25B$31.01B
QoQ Change+0.9%+3.4%+0.9%-14.1%+5.7%-0.6%-5.9%-4.1%-2.1%-9.2%-5.0%-6.0%+4.8%+3.6%-5.4%-2.5%+2.3%+4.4%-0.8%
YoY Change-9.6%-5.3%-8.9%-15.1%-5.3%-12.2%-19.8%-19.0%-20.6%-15.1%-3.1%-3.5%+0.1%-2.2%-1.4%+3.4%
Range$29.21B$45.23B
CAGR-6.6%
Avg YoY Growth-8.6%
Median YoY Growth-7.1%

Frequently Asked Questions

What is Capital One Financial's commercial banking — deposits?
Capital One Financial (COF) reported commercial banking — deposits of $31.01B in Q1 2026.
How has Capital One Financial's commercial banking — deposits changed year-over-year?
Capital One Financial's commercial banking — deposits increased by 3.4% year-over-year, from $29.98B to $31.01B.
What is the long-term trend for Capital One Financial's commercial banking — deposits?
Over 4 years (2021 to 2025), Capital One Financial's commercial banking — deposits has grown at a -8.6% compound annual growth rate (CAGR), from $172.68B to $120.40B.
What does commercial banking — deposits mean?
The total amount of money deposited by commercial clients into the bank's accounts.