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Capital One Financial COF Consumer Banking — Deposits

Other segment segments

Commercial Banking
$30.84B+5.5%
Credit Card
$0

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Other financials

Income statement

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Revenue$15.9B+26.9%
Net income$3.0B+171%
EPS (diluted)$4.73+155%

Balance sheet

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Cash & equivalents$55.9B-9.3%
Total debt$46.1B-13.7%
Total equity$113.79B+2.6%
Total assets$673.84B+2.3%

Cash flow

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Operating cash flow$8.4B+39.2%
CapEx$367.0M-8.0%
Free cash flow$8.1B+42.5%

Valuation

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Market cap$124.44B-9.1%
Enterprise value$114.63B-11.0%
P/E11.8×
P/S-1.2×

Profitability

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Net margin17%
FCF margin47.9%+5.2pp

Returns & leverage

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Return on equity9.4%
Debt / equity0.4×-0.1×

Where this comes from

Reported directly by Capital One Financial in its filing.

Tagged under the XBRL concept us-gaap:Deposits.

The official record: Capital One Financial’s 10-Q, filed July 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Capital One Financial's consumer banking — deposits?
Capital One Financial (COF) reported consumer banking — deposits of $435.22B in Q2 2026.
How has Capital One Financial's consumer banking — deposits changed year-over-year?
Capital One Financial's consumer banking — deposits increased by 5.1% year-over-year, from $414.04B to $435.22B.
What is the long-term trend for Capital One Financial's consumer banking — deposits?
Over 4 years (2021 to 2025), Capital One Financial's consumer banking — deposits has grown at a 11.7% compound annual growth rate (CAGR), from $1.01T to $1.58T.
What does consumer banking — deposits mean?
This metric represents the total volume of funds held by the consumer banking segment on behalf of retail and small business customers. These deposits serve as a primary, low-cost funding source for the bank's lending operations and are critical for maintaining liquidity. The stability and growth of this balance are key indicators of the bank's market position and customer trust.