Business Segments · Deposits

Consumer Banking — Deposits

Capital One Financial Consumer Banking — Deposits increased by 3.3% to $438.03B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 34.8%, from $324.92B to $438.03B. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Deposits shows an upward trend with a 11.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryLiquidity
SignalHigher is better
VolatilityStable
First reportedQ4 2018
Last reportedQ1 2026May 7, 2026
Rolls up toDeposits

How to read this metric

An increase reflects strong deposit gathering capabilities and liquidity, whereas a decrease may indicate competitive pressure or a need to rely on more expensive wholesale funding.

Detailed definition

This metric represents the total volume of funds held by the consumer banking segment on behalf of retail and small busi...

Peer comparison

Comparable to 'Total Deposits' or 'Customer Deposits' reported by major retail banking institutions.

Metric ID: cof_segment_consumer_banking_deposits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$251.16B$252.39B$256.41B$258.36B$255.90B$256.66B$270.59B$291.16B$286.17B$290.79B$296.17B$300.81B$305.42B$309.57B$318.33B$324.92B$414.04B$416.77B$423.93B$438.03B
QoQ Change+0.5%+1.6%+0.8%-1.0%+0.3%+5.4%+7.6%-1.7%+1.6%+1.9%+1.6%+1.5%+1.4%+2.8%+2.1%+27.4%+0.7%+1.7%+3.3%
YoY Change+1.9%+1.7%+5.5%+12.7%+11.8%+13.3%+9.5%+3.3%+6.7%+6.5%+7.5%+8.0%+35.6%+34.6%+33.2%+34.8%
Range$251.16B$438.03B
CAGR+12.4%
Avg YoY Growth+14.2%
Median YoY Growth+8.7%
Current Streak11 quarters growth

Frequently Asked Questions

What is Capital One Financial's consumer banking — deposits?
Capital One Financial (COF) reported consumer banking — deposits of $438.03B in Q1 2026.
How has Capital One Financial's consumer banking — deposits changed year-over-year?
Capital One Financial's consumer banking — deposits increased by 34.8% year-over-year, from $324.92B to $438.03B.
What is the long-term trend for Capital One Financial's consumer banking — deposits?
Over 4 years (2021 to 2025), Capital One Financial's consumer banking — deposits has grown at a 11.7% compound annual growth rate (CAGR), from $1.01T to $1.58T.
What does consumer banking — deposits mean?
The total amount of money held in customer accounts within the consumer banking segment.