Consumer Banking — Deposits
Capital One Financial Consumer Banking — Deposits increased by 1.7% to $423.93B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 33.2%, from $318.33B to $423.93B. Over 4 years (FY 2021 to FY 2025), Consumer Banking — Deposits shows an upward trend with a 11.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase reflects strong deposit gathering capabilities and liquidity, whereas a decrease may indicate competitive pressure or a need to rely on more expensive wholesale funding.
Detailed definition
This metric represents the total volume of funds held by the consumer banking segment on behalf of retail and small busi...
Peer comparison
Comparable to 'Total Deposits' or 'Customer Deposits' reported by major retail banking institutions.
cof_segment_consumer_banking_depositsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $251.16B | $252.39B | $256.41B | $258.36B | $255.90B | $256.66B | $270.59B | $291.16B | $286.17B | $290.79B | $296.17B | $300.81B | $305.42B | $309.57B | $318.33B | $324.92B | $414.04B | $416.77B | $423.93B |
| QoQ Change | — | +0.5% | +1.6% | +0.8% | -1.0% | +0.3% | +5.4% | +7.6% | -1.7% | +1.6% | +1.9% | +1.6% | +1.5% | +1.4% | +2.8% | +2.1% | +27.4% | +0.7% | +1.7% |
| YoY Change | — | — | — | — | +1.9% | +1.7% | +5.5% | +12.7% | +11.8% | +13.3% | +9.5% | +3.3% | +6.7% | +6.5% | +7.5% | +8.0% | +35.6% | +34.6% | +33.2% |
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Frequently Asked Questions
- What is Capital One Financial's consumer banking — deposits?
- Capital One Financial (COF) reported consumer banking — deposits of $423.93B in Q4 2025.
- How has Capital One Financial's consumer banking — deposits changed year-over-year?
- Capital One Financial's consumer banking — deposits increased by 33.2% year-over-year, from $318.33B to $423.93B.
- What is the long-term trend for Capital One Financial's consumer banking — deposits?
- Over 4 years (2021 to 2025), Capital One Financial's consumer banking — deposits has grown at a 11.7% compound annual growth rate (CAGR), from $1.01T to $1.58T.
- What does consumer banking — deposits mean?
- The total amount of money held in customer accounts within the consumer banking segment.