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Rhinebeck Bancorp, Inc.

RBKB

Rhinebeck Bancorp, Inc. is a regional financial holding company that operates through its subsidiary, Rhinebeck Bank, to provide comprehensive banking and financial services.

Market cap
$194.07M+37.1%
Revenue$53.5M+59.6%
Net income$9.9M+273%
EPS (diluted)$0.91+269%
Trailing twelve months · change vs. prior year

Earnings

Q2 2026 report

July 23, 2026

Next report

Date not yet announced

Financials

Q2 2026

Income statement

See full
Revenue$13.4M+2.1%
Net income$2.6M-4.0%
EPS (diluted)$0.24-4.0%

Balance sheet

See full
Cash & equivalents$304.6M+240%
Total equity$139.6M+8.3%
Total assets$1.5B+15.4%

Valuation & ratios

Valuation

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Market cap$194.07M+37.1%
P/E19.7×
P/S3.6×-0.7×

Profitability

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Net margin18.4%+12.5pp

Returns & leverage

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Return on equity7.3%+5.3pp

Competitors

Profile

Rhinebeck Bancorp, Inc. is a regional financial holding company that operates through its subsidiary, Rhinebeck Bank, to provide comprehensive banking and financial services. The company focuses on community-based relationship banking, primarily utilizing customer deposits to fund a diverse lending portfolio that includes commercial real estate, business, and indirect automobile loans. Its core value proposition centers on local decision-making and personalized service within the Hudson Valley region of New York.

Competitive position

A community-focused regional bank with a significant deposit market share in Dutchess County, competing against large money center banks through local expertise.

GeographiesNew York, United States
Customer segmentsCommercial, Consumer, SME
Business modelInterest Income, Asset Management, Relationship Banking
SuppliersFederal Reserve System, Federal Home Loan Bank of New York, Depositors, Technology Platform Providers
CustomersHomeowners, Automobile Buyers, Commercial Property Owners, Local Business Owners
Listed2019
Employees173.0
CEOMatthew J. Smith
FilingsSEC EDGAR

Questions, answered.

What is Rhinebeck Bancorp, Inc.'s market cap?
Rhinebeck Bancorp, Inc. (RBKB) has a market capitalization of $194.1M and trades on NASDAQ.
What is Rhinebeck Bancorp, Inc.'s revenue and profitability?
Rhinebeck Bancorp, Inc. generated $53.5M in trailing twelve-month revenue with net income of $9.9M, representing a net margin of 18.4%. These figures are based on the Q2 2026 filing.
Who are Rhinebeck Bancorp, Inc.'s competitors?
Rhinebeck Bancorp, Inc.'s key competitors include JPMorgan Chase & Co., KeyCorp, M&T Bank Corporation, and others. These companies compete in similar markets and product categories.
Who does Rhinebeck Bancorp, Inc. partner with?
Rhinebeck Bancorp, Inc.'s notable partners include Federal Home Loan Bank of New York.
What subsidiaries does Rhinebeck Bancorp, Inc. have?
Rhinebeck Bancorp, Inc.'s subsidiaries include Rhinebeck Bank, Rhinebeck Asset Management.
Where is Rhinebeck Bancorp, Inc. headquartered?
Rhinebeck Bancorp, Inc. is headquartered in United States of America and employs approximately 173 people. It has been publicly traded since 2019.