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Ready Capital RC Q1 2026 Annual earnings

Reported May 7, 2026 · After market close

Revenue-$63.1MMiss by $131.8MDiluted EPS-$0.33Miss by $0.18
Revenue estimate$68.7M
EPS estimate-$0.15

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$16.4M
EPS estimate-$0.48

Financials

Q1 2026

Income statement

See full
Revenue$81.7M-47.3%
Net income-$200.1M-344%
EPS (diluted)-$1.25-372%

Balance sheet

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Cash & equivalents$241.2M-2.9%
Total debt$1.4B-37.8%
Total equity$1.3B-31.0%
Total assets$6.3B-36.7%

Cash flow

See full
Operating cash flow$590.2M+444%

Valuation & ratios

Valuation

as of 07/23/26
See full
Market cap$273.93M-64.0%
Enterprise value$1.39B-45.9%
P/S0.6×-0.5×

Profitability

See full
Net margin-101.4%-200pp

Returns & leverage

See full
Return on equity-30.7%-102pp
Debt / equity1×-0.1×

Versus estimates

Revenue

Q1 2026-$63.1MMiss by $131.8M
Q4 2025-$14.1MMiss by $98.6MQ3 2025$85.4MBeat by $12.4MQ2 2025$181.9MBeat by $12.6MQ1 2025-$74.1MMiss by $281.5MQ4 2024$58.2MMiss by $150.2M

Diluted EPS

Q1 2026-$0.33Miss by $0.18
Q4 2025-$0.09Beat by $0.02Q3 2025-$0.94Miss by $0.70Q2 2025-$0.14Miss by $0.13Q1 2025-$0.09Miss by $0.21Q4 2024$0.23Beat by $0.02

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Questions, answered.

When did Ready Capital report Q1 2026 earnings?
Ready Capital (RC) reported Q1 2026 earnings on May 7, 2026 after market close.
What were Ready Capital's Q1 2026 revenue and EPS?
Ready Capital reported revenue of -$63.1M and diluted EPS of $-0.33 for Q1 2026.
Did Ready Capital beat estimates in Q1 2026?
Revenue missed the consensus estimate of $68.7M by $131.8M. EPS missed the consensus estimate of $-0.15 by $0.18.
How did Ready Capital's Q1 2026 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 14.8% from -$74.1M a year earlier and diluted EPS declined 266.7% from $-0.09.
Where can I find Ready Capital's Q1 2026 SEC filings?
You can read the 8-K earnings release (0001628280-26-032299) and the 10-K/A periodic report (0001628280-26-028924) directly on SEC EDGAR. The filing index links above go to sec.gov.