Skip to content
OpenCapital
Get started

Ready Capital RC Q3 2025 Annual earnings

Reported November 6, 2025 · After market close

Revenue$85.4MBeat by $12.4MDiluted EPS-$0.94Miss by $0.70
Revenue estimate$73.0M
EPS estimate-$0.24

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$16.4M
EPS estimate-$0.48

Financials

Q3 2025

Income statement

See full
Revenue$137.5M-39.3%
Net income-$16.7M-130%
EPS (diluted)-$0.13-85.7%

Balance sheet

See full
Cash & equivalents$194.5M-17.4%
Total debt$2.0B+53.6%
Total equity$1.8B-20.5%
Total assets$8.3B-26.0%

Cash flow

See full
Operating cash flow$434.7M+96.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$635.95M-50.6%
Enterprise value$2.48B+4.3%
P/S1×-0.4×

Profitability

See full
Net margin-46.7%-67.9pp

Returns & leverage

See full
Return on equity-15.1%-25.3pp
Debt / equity1.1×+0.6×

Versus estimates

Revenue

Q1 2026-$63.1MMiss by $131.8MQ4 2025-$14.1MMiss by $98.6M
Q3 2025$85.4MBeat by $12.4M
Q2 2025$181.9MBeat by $12.6MQ1 2025-$74.1MMiss by $281.5MQ4 2024$58.2MMiss by $150.2M

Diluted EPS

Q1 2026-$0.33Miss by $0.18Q4 2025-$0.09Beat by $0.02
Q3 2025-$0.94Miss by $0.70
Q2 2025-$0.14Miss by $0.13Q1 2025-$0.09Miss by $0.21Q4 2024$0.23Beat by $0.02

Ask the moment Ready Capital reports.

Connect your AI and ask the moment the filing drops. It reads the release, surfaces what management said, and gives you its own read.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

When did Ready Capital report Q3 2025 earnings?
Ready Capital (RC) reported Q3 2025 earnings on November 6, 2025 after market close.
What were Ready Capital's Q3 2025 revenue and EPS?
Ready Capital reported revenue of $85.4M and diluted EPS of $-0.94 for Q3 2025.
Did Ready Capital beat estimates in Q3 2025?
Revenue beat the consensus estimate of $73.0M by $12.4M. EPS missed the consensus estimate of $-0.24 by $0.70.
How did Ready Capital's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 51.9% from $56.3M a year earlier.
Where can I find Ready Capital's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-050239) and the 10-K/A periodic report (0001628280-25-043144) directly on SEC EDGAR. The filing index links above go to sec.gov.