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Ready Capital RC Q3 2025 Annual earnings

Reported November 6, 2025 · After market close

Revenue$85.4MBeat by $12.4M
EPS-$0.94Miss by $0.70
Revenue estimate$73.0M
EPS estimate-$0.24

Next report

Nov 5, 2026 (in 2 months)
Revenue estimate$23.7M
EPS estimate-$0.42

Financials

Q3 2025

Income statement

See full
Revenue$137.5M-39.3%
Net income-$16.7M-130%
EPS (diluted)-$0.13-85.7%

Balance sheet

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Cash & equivalents$194.5M-17.4%
Total debt$2.0B+53.6%
Total equity$1.8B-20.5%
Total assets$8.3B-26.0%

Cash flow

See full
Operating cash flow$434.7M+96.6%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$635.95M-50.6%
Enterprise value$2.48B+4.3%
P/S1×-0.4×

Profitability

See full
Net margin-46.7%-67.9pp

Returns & leverage

See full
Return on equity-15.1%-25.3pp
Debt / equity1.1×+0.6×

FAQ

When did Ready Capital report Q3 2025 earnings?
Ready Capital (RC) reported Q3 2025 earnings on November 6, 2025 after market close.
What were Ready Capital's Q3 2025 revenue and EPS?
Ready Capital reported revenue of $85.4M and eps of $-0.94 for Q3 2025.
Did Ready Capital beat estimates in Q3 2025?
Revenue beat the consensus estimate of $73.0M by $12.4M. EPS missed the consensus estimate of $-0.24 by $0.70.
How did Ready Capital's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 51.9% from $56.3M a year earlier.
Where can I find Ready Capital's Q3 2025 SEC filings?
You can read the 8-K earnings release (0001628280-25-050239) and the 10-K/A periodic report (0001628280-25-043144) directly on SEC EDGAR. The filing index links above go to sec.gov.