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Ready Capital RC Q2 2025 earnings

Reported August 7, 2025 · After market close

Revenue$181.9MBeat by $12.6MDiluted EPS-$0.14Miss by $0.13
Revenue estimate$169.3M
EPS estimate-$0.01

Next report

Aug 6, 2026 (In 1 week)
Revenue estimate$16.4M
EPS estimate-$0.48

Financials

Q2 2025

Income statement

See full
Revenue$152.7M-34.8%
Net income-$53.7M-56.9%
EPS (diluted)-$0.34-47.8%

Balance sheet

See full
Cash & equivalents$222.5M-20.3%
Total debt$2.0B—
Total equity$1.8B-20.3%
Total assets$9.3B-20.9%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$770.69M-45.2%
Enterprise value$2.58B—
P/S1×-0.4×

Profitability

See full
Net margin-39.8%-46.9pp

Returns & leverage

See full
Return on equity-14.3%-17.1pp
Debt / equity1.1×—

Versus estimates

Revenue

Q1 2026-$63.1MMiss by $131.8MQ4 2025-$14.1MMiss by $98.6MQ3 2025$85.4MBeat by $12.4M
Q2 2025$181.9MBeat by $12.6M
Q1 2025-$74.1MMiss by $281.5MQ4 2024$58.2MMiss by $150.2M

Diluted EPS

Q1 2026-$0.33Miss by $0.18Q4 2025-$0.09Beat by $0.02Q3 2025-$0.94Miss by $0.70
Q2 2025-$0.14Miss by $0.13
Q1 2025-$0.09Miss by $0.21Q4 2024$0.23Beat by $0.02

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Questions, answered.

When did Ready Capital report Q2 2025 earnings?
Ready Capital (RC) reported Q2 2025 earnings on August 7, 2025 after market close.
What were Ready Capital's Q2 2025 revenue and EPS?
Ready Capital reported revenue of $181.9M and diluted EPS of $-0.14 for Q2 2025.
Did Ready Capital beat estimates in Q2 2025?
Revenue beat the consensus estimate of $169.3M by $12.6M. EPS missed the consensus estimate of $-0.01 by $0.13.
How did Ready Capital's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue declined 27.6% from $251.2M a year earlier.
Where can I find Ready Capital's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0001628280-25-039276) directly on SEC EDGAR. The filing index links above go to sec.gov.